In this Conversations with Pavan episode of Lykken on Lending, David Lykken sits down with Pavan Agarwal, founder of Sun West and creator of Angel AI, to uncover how artificial intelligence, blockchain, and stablecoin are reshaping the mortgage industry. With Angel AI already empowering hundreds of thousands of loan officers and realtors, and with billions of dollars in new global capital entering U.S. mortgage markets through innovative stablecoin-backed structures, Pavan explains why the old ways of doing business can no longer compete. This is a must-listen discussion on the future of lending, the rise of AI twins, and the new financial era redefining trust and transparency in mortgage finance.