On this episode of TMFS, we bring on a staple of the program, Mr. Daraine Delevante to bring even more consumer law mastery to you all. We talked about Daraine's upcoming conference, the Credit Summit, and the importance of how this conference will provide financial empowerment to families all across the country. We talked about the truth behind the term "credit bureaus" and if they exist, bankruptcies vs. identity theft, how to deal with debt collectors, Bank of America's owning the CFPB over 250 million dollars in fees, and so much more. As always, you know we strive to bring you all nothing but bangers. ENJOY!