By Daniel Rosen
4.8
164164 ratings
The podcast currently has 249 episodes available.
Get Our FREE Debt Validation Letter Template: https://www.creditrepaircloud.com/dispute-letters/debt-validation
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Is your debt holding you back from financial success?
Debt is often seen as a burden, but when managed correctly, it can be a powerful tool for achieving your financial goals. In today’s episode, I’ll break down the critical link between debt and your credit score and how you can use debt to your advantage.
I’ll explain the different types of debt and share practical debt management strategies to improve your credit score and get you on the path to financial success.
Tune in!
Key Takeaways:
00:00 Intro
00:52 Understanding Debt
02:21 The Different Types of Debt
04:55 How Debt Impacts Your Credit
06:43 How to Deal with Debt
08:30 My Final Point
08:47 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Imagine being able to turn your biggest frustration into a thriving business…
Well, that’s exactly what I did!
20 years ago, a bank error almost cost me my home. But because of that experience, I learned how to fix my credit and realized that I could turn my newfound knowledge into a credit repair business.
With the right steps, you can do it too! That's why today, I will share the 10 steps you need to take to go from repairing your own credit to building a successful credit repair business.
Tune in!
Key Takeaways:
00:00 Intro
01:32 How I Learned About Credit Repair
02:44 Why You Should Fix Your Own Credit
03:51 10 Steps to Starting Your Own Credit Repair Business
11:28 My Final Point
11:41 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Our guest today is the literal definition of bootstrapper!
Imagine living inside a store for eight years of your childhood, going through teenage pregnancy, being homeless, and even being incarcerated for some time.
That’s the story of today’s special guest, Marivel Sotelo. Marivel is here to explain her incredible survivor's mentality, which helped her endure all that and build a very successful credit repair business from nothing.
Her story is truly inspiring, so you better stick around!
P.S. Check out Marivel’s Credit Roadmap courses at https://www.creditroadmapcourses.com/ and use code FRIENDS24 at checkout for a generous discount!
Key Takeaways:
00:00 Intro
01:39 Marivel’s Background
04:09 Learning Credit Repair
08:12 Starting Her Credit Repair Business
11:17 Scaling Her Credit Repair Business
18:21 Tips for Aspiring Credit Repair Entrepreneurs
19:50 Game-Changing Credit Repair Strategy
21:06 Common Misconceptions About Credit Repair
21:36 Rapid Fire
23:23 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Register for Our FREE Webinar: https://w.creditrepaircloud.com/free-training-c
I never learned about credit in school, and it almost ruined my life.
So today, I'm sharing everything you need to know about credit scores: what they are, the 5 key factors that determine them, and how you can raise them. By the end of this episode, you'll understand everything you need to know about your credit score, so you never end up like me!
Let’s jump right in.
Key Takeaways:
00:00 Intro
01:01 What Is a Credit Score?
02:45 What Is a Credit Report?
04:07 5 Key Factors That Determine Your Credit Score
07:50 My Final Point
08:20 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
After 20 years in the credit repair industry, I’ve seen many lives changed, but a lot of people still don't understand what credit repair is or how a credit repair company could help them.
That's why today, I’ll explain what credit repair companies do, why you might want to use one, and how to choose the right one!
Tune in.
Key Takeaways:
00:00 Intro
01:54 DIY Credit Repair
02:33 Hiring a Credit Repair Company
04:50 How to Choose the Right Company
05:21 My Final Point
05:44 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Love them or hate them, credit cards are a big part of your credit score!
And while they’re usually the culprit for a bad credit score, you can also utilize them to build and repair credit. That’s why today, I’m breaking down a unique approach to using secured credit cards to lower your credit utilization ratio and boost your credit score instantly.
Tune in!
Key Takeaways:
00:00 Intro
01:02 Why Credit Cards Matter
02:38 Credit Utilization Ratio
04:48 Quick Hack to Boost Your Credit
05:01 Secured Credit Cards
06:29 My Final Point
07:02 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Get Our FREE TSR Compliance Checklist: https://creditrepaircloud.com/tsr
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
I had to remain silent for 3 years, but now I can finally tell the truth about my lawsuit with the CFPB!
The CFPB sued me and Credit Repair Cloud over the Telemarketing Sales Rule (TSR). We don't telemarket, we don't have salespeople, and our software doesn't dial, but they allege that we broke the TSR and CFPA rules by providing tools and services to users who violated the law.
Getting sued was really scary. It's been the most stressful time of my life, but with the lawsuit finally settled, I can share some important info and updates with you. I will explain how the TSR could impact your credit repair business and how you can protect yourself and your business from similar legal battles.
This information will save you a lot of blood, sweat, and tears, so tune in!
Key Takeaways:
00:00 Intro
01:39 Everything You Need to Know About the TSR
03:40 What This Means for the Credit Repair Industry
04:33 How to Stay Compliant with the TSR
06:37 How to Grow Your Business While Remaining Compliant
10:27 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What’s it like to start fresh in a new country, work hard, and then receive a shocking $10,000 credit collection notice?
That’s exactly what happened to Therese Tsague, the founder of Credit Care of DMV, just a few years after she moved from Cameroon to the U.S.
Instead of giving up, she devoted herself to learning and turned her situation around.
Through persistence and hard work, she not only fixed her credit report but also built a thriving six-figure business with over 700 clients.
Now, she’s here to share her inspiring journey–how she transformed her credit challenges into a success story.
Let’s jump right into it!
Key Takeaways:
00:00 Intro
01:03 There’s life in Cameroon
03:00 Challenges faced upon arriving in the US
04:09 Discovering her credit issues
06:47 Turning credit repair into a business
09:28 Initial obstacles and overcoming them
15:04 Secrets to managing 700+ clients
16:22 Common misconceptions about credit repair
18:13 Most impactful client success story
21:21 Advice for fixing credit and starting a credit repair business
25:43 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Do you know the small errors on your credit report could be holding you back?
Imagine applying for a loan or a job and getting denied because of a simple typo on your credit report. It happens more often than you'd think.
In this episode, I reveal a simple yet powerful hack that can help you delete negative items without the hassle of disputing each one individually.
Don't let these simple errors turn into bigger problems. Tune in to learn how to fix them now!
Key Takeaways:
00:00 Intro
01:06 Typos and personal info errors
02:41 Impact of errors on loans and jobs
03:33 Steps to correct personal info
05:44 Legal protections under the Fair Credit Reporting Act
06:35 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Starting a business can be very overwhelming and confusing if you're trying to do it alone.
I know this firsthand because I had no one to teach or mentor me when I started my business …
But luckily for you, you don’t have to do it on your own because I’m here for you!
To make your start a bit easier, I will share what it takes to build, run, and grow a successful credit repair business from your home at little to no cost.
So, if you’re considering starting a credit repair business, you better stick around!
Key Takeaways:
00:00 Intro
00:57 Attitude, Goals and Passion
03:06 Profitable Doesn’t Mean Expensive
04:00 The Fastest and Most Efficient Way to Start
04:46 Creating a Solid Business Plan
08:23 How Much Should You Charge?
08:56 My Final Point
09:39 Outro
Additional Resources:
Make sure to subscribe so you stay up to date with our latest episodes.
The podcast currently has 249 episodes available.
16,753 Listeners
3,898 Listeners
3,890 Listeners
6,359 Listeners
2,047 Listeners
3,977 Listeners
2,284 Listeners
1,907 Listeners
7,678 Listeners
3,901 Listeners
2,103 Listeners
1,744 Listeners
56 Listeners
416 Listeners
82 Listeners