Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Ever seen one of those “Click Here to Dispute” buttons on Equifax, Experian, or TransUnion’s website and thought it looked like a quick and easy fix?

Well, that innocent-looking button is actually one of the biggest traps in credit repair… and it could destroy your chances of getting real deletions in the future. 

When you click on it, you're not just starting a dispute. No, you’re agreeing to the bureau's fine print, and trust me, the fine print is not something you want to agree to. 

That’s why today, I'm breaking down why these online disputes fail, what rights you lose, and how to actually fix your credit in 2026, so that you won’t become another victim of this predatory system. 

Tune in! 

Key Takeaways:

00:00 Intro 

01:10 Why Online Disputing Is a Trap 

03:31 Why Online Disputes Fail 90% of the Time 

06:38 The Power of Paper 

08:27 My Final Point 

09:03 Outro

Additional Resources:

• Get my free credit repair training
• Are These Viral Credit Repair Tricks Total Scams?

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

What if I told you that the same woman who once lived on Skid Row is now running a 7-figure credit repair business? 

Meet Marivel Sotelo, a woman who overcame homelessness and addiction and is now running a multi-million-dollar credit repair business she started from nothing. Not only is she our newest Millionaires Club award winner, but she’s also one of the fastest-rising mentors in our entire industry. Her story is truly remarkable and a testament to what can be done if you believe in yourself. 

Today, she's revealing the real secrets behind success in credit repair, how to get clients without fear, how to make more money without ads, and how to build a business that changes lives. 

If you’ve ever felt stuck or doubted whether you’re cut out for this, this episode is for you. 

Tune in! 

Key Takeaways:

00:00 Intro 

03:33 From Skid Row to Credit Repair Millionaire 

09:19 How Marivel Started Her Credit Repair Business

11:53 Advice for Struggling People

13:14 The Biggest Mindset Mistakes 

14:28 First Steps to a Successful Business

15:40 How to Get Your First Customer 

18:39 Tools and Processes That Make the Biggest Difference

24:04 Advice for Aspiring Credit Heroes 

27:23 Marivel’s Best Credit Repair Tips 

29:23 Rapid Fire Questions 

32:24 Outro

Additional Resources:

• Marivel’s Website: https://www.blacksheepeducation.com/
• Get my free credit repair training
• Overcoming Homelessness & Bootstrapping a Credit Repair Business w/ Marivel Sotelo

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

You want to run effective Meta ads for your credit repair business... but you’re worried about blowing your budget.

What do you do? Give up on ads? Keep throwing money at them with no real strategy?

Well, that’s what a lot of businesses do... But what if I told you that you could run Meta ads that actually convert, even on a small budget?

Today, I’m joined by Max Knowles, a marketing expert who’s built eight-figure sales teams, trained 1000s of entrepreneurs, and created a simple ad system that helps credit pros attract the right audience, build trust, and grow fast without wasting a single dollar. Max shares his step-by-step demo on how credit repair businesses can leverage Meta ads to attract leads and clients without breaking the bank.

You'll learn how to set up Meta ads like a pro, write high-converting ad copy with ChatGPT, and use AI to automate conversations with leads. We’ll also explore the key factors that make ads successful, like targeting the right audience and focusing on long-term customer value, not just cost-per-lead.

If you’re tired of wasting money on ads and want to learn how to run campaigns that work, this episode is for you.

Tune in!

👉 Download the notes from Max’s step-by-step demo: https://thefamosgroup.com/crcslides

Key Takeaways:

00:00:00 Intro 

00:02:19 Max’s Background and Journey 

00:08:32 How to Run Meta Ads: A Step-by-Step Demo 

00:19:36 How to Build a Campaign with CRC Marketing Hub 

00:28:53 How to Build and Train an AI Bot 

00:39:13 Busting Myths About Running Ads 

00:40:33 Understanding Customer Acquisition Cost 

00:42:08 The Secret to Success and Mistakes to Avoid

00:44:30 Best Performing Ad Creatives and Scaling Budgets 

00:52:21 Niching Down and Building Attractive Offers 

00:56:22 When to Hire a Growth Agency and Results to Expect 

00:57:43 Customer Acquisition and Follow-Up Strategies

01:04:34 Rapid Fire Questions 

01:08:02 Outro

Additional Resources:

• Max’s Website: https://thefamosgroup.com/
• Get my free credit repair training
• Generate Leads 24/7 with a 100% TSR-Compliant Credit Repair Website

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

You want more credit repair clients... but you’ve got no ad budget.

What do you do? Give up? Burn out? Wait for referrals?

Well, that’s what most people do. But what if I told you that you could generate 60,000 leads and build a 7-figure business without spending a single penny on ads?

Today, I’m joined by Ricardo Soto, a Credit Hero who hit rock bottom, lost his job, declared bankruptcy… and then built an empire. He used live TikTok videos, timeless marketing psychology, and pure hustle to generate 350,000 monthly views and attract clients organically. 

In this episode, Ricardo shares exactly how he rebuilt his life and business from the ground up, how he uses the “know, like, trust” strategy to convert viewers into paying clients, and how YOU can use the same system to grow your own credit repair business.

We’ll also break down his three credit repair secrets, how to overcome fear of going live, why social proof beats flashy content, and how live streams helped him get noticed by brands like Toyota.

If you’re looking for leads and clients without paying for ads, this episode is for you.

Tune in!

Key Takeaways:

00:00 Intro 

01:54 From Financial Hardships to Credit Repair

04:33 Ricardo’s Winning Lead Gen System 

15:26 Overcoming the Fear of Making Videos 

16:59 How to Start Making Content 

25:54 The Secret to a Viral Video 

29:12 The Power of Live Videos 

39:05 Rapid Fire Questions 

42:07 Outro

Additional Resources:

• Ricardo on Instagram: https://www.instagram.com/thatguy.ricardo
• Ricardo on TikTok: https://www.tiktok.com/@thatguy.ricardo
• Ricardo on YouTube: https://www.youtube.com/@thatguy.ricardoGet a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Make $1 million in Credit Repair - with Ricardo Soto and Daniel De La Garza

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

What if I told you that one bad debt could count against you twice... even though it's the exact same account?

Sounds crazy, right? But it happens every day.

It’s reported once as a charge-off and then again as a collection. From the lender's point of view, that looks like double trouble, and it can absolutely wreck your credit score and your chances of approval.

Here’s why this is important: Most people don’t even realize that a charge-off and a collection are two completely different things, or that reporting the same debt twice is a violation. To make matters worse, if you treat them the same way, you'll use the wrong strategy, waste months of effort, and stay stuck with bad credit that could’ve been fixed.

That’s why today, I’m going to break down the real differences between charge-offs and collections and show you the exact steps to fight back against our predatory credit system. Plus, I’ll give you the exact letters you can use totally free so you can start fixing those accounts right away.

Tune in now!

✉️ Get Your FREE Debt Validation Letter Template Here: 

https://www.creditrepaircloud.com/dispute-letters/debt-validation

Key Takeaways:

00:00 Intro

01:35 Understanding the Difference Between Charge-Offs and Collections

02:39 What Is a Charge-Off?

04:03 What Is a Collection?

04:54 The Key Difference

06:07 How to Remove Charge-Offs

07:36 How to Remove Collections

08:57 Advanced Strategies for Removing Charge-Offs and Collections

09:22 My Final Point

10:04 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• Remove Late Payments Fast! (Credit Score Hack)

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Would you believe there's a Facebook ad that's been running since 2013… and still brings in new clients every single day?

It’s true! The ad belongs to Steven Williams, a credit repair millionaire who mastered the art of simple, timeless marketing that never stops working. He’s automated everything, from ads to emails to client onboarding, so his business can run while he sleeps. And today, he’s breaking down the systems, mindset, and marketing strategies that made it all possible.

From the evergreen ads that bring in leads 24/7 to the funnel that’s converted over 10,000 of those leads, he shares it all. This is Part 2 of our conversation, and it’s PACKED with gold.

If you want your business to grow while you sleep… you need to hear this.

Tune in now!

👉 Join Summons Master and receive a 30% commission on all payments for paying customers you refer: https://shorturl.at/yE4U9

Key Takeaways:

00:00 Intro 

02:05 Game-Changing Credit Repair Strategy 

06:22 How Steven Brings in Customers 

11:20 Steven’s Best Performing Ads 

13:26 The Follow-Up Process 

27:06 Challenges in the Credit Repair Industry 

31:17 Credit Repair Cloud 

32:58 How to Expand Your Business

35:33 Rapid Fire Questions 

37:58 Outro

Additional Resources:

• Summons Master: https://summonsmaster.com
• Summons Master on Facebook: https://www.facebook.com/summonsmaster/
• The Credit Repair Shop on YouTube: https://www.youtube.com/@TheCreditRepairShop
• The Credit Repair Shop on Facebook: https://www.facebook.com/TheCreditRepairShop
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Fight Debt Collectors Without a Lawyer ft. Steven Williams

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

You've just been hit with a lawsuit from a debt collector. 

What do you do? Panic? Freeze? Call a lawyer?

Well, that’s what most people would do in this scenario. But what if I told you that you don’t need a lawyer at all? Today, I’m joined by the newest member of our Millionaires Club, Steven Williams! Steven is the founder of The Credit Repair Shop and the genius behind Summons Master, an AI tool used to fight debt collector lawsuits. 

Steven himself was sued by a debt collector for a whopping $104K, so he’s talking from firsthand experience with the legal system. He turned his own painful experience into a system that’s helped over 10,000 clients fight back and WIN… often without ever needing to say a word in court.

You’ll hear how he used this experience to grow his credit repair business, how AI is now helping clients respond to lawsuits, and how YOU can offer this same service to protect your clients and grow your business (and your revenue). He’ll even walk us through a live demo of Summons Master. 

Plus, we’ll talk about what happens if you DON’T respond, how to avoid default judgments, and why this is the biggest hidden revenue stream in credit repair right now.

If you or your clients are getting sued, this episode is for you. 

Tune in! 

👉 Join Summons Master and receive a 30% commission on all payments for paying customers you refer: https://shorturl.at/yE4U9

Key Takeaways:

00:00 Intro 

01:49 Earning the Millionaires Club Award and Steven’s Background 

03:06 Getting Into Credit Repair 

05:46 Getting Sued by a Debt Collector 

13:18 The Results of Summons Master

15:38 What Is a Default Judgment? 

21:07 Summons Master Demo 

25:23 Client Success Stories

27:03 Most Common Reasons for Dismissals 

30:36 Banks and Debt Collectors 

35:42 Signs You’re Getting Sued

46:55 Outro

Additional Resources:

• Summons Master: https://summonsmaster.com
• Summons Master on Facebook: https://www.facebook.com/summonsmaster/
• The Credit Repair Shop on YouTube: https://www.youtube.com/@TheCreditRepairShop
• The Credit Repair Shop on Facebook: https://www.facebook.com/TheCreditRepairShop
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training  
• How Patrice English Built a Million-Dollar Credit Repair Business from NOTHING

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   

What if I told you that the number one thing holding back your credit repair business isn’t the disputes… but the marketing? 

Just think about it. You might be the best at fixing credit, but without a steady flow of clients walking through your door, you are stuck. And that’s exactly why so many businesses fail! 

But don’t worry… You’re in luck, because today’s guest has figured out how to generate leads consistently for as little as $5 a day. Sounds too good to be true, right? Well, meet Alex Rocha, a Facebook ad expert who has helped build a multi-seven-figure credit repair empire, helped over 30,000 clients, and mentored hundreds of entrepreneurs. He is a master at creating effective ads that won’t blow your budget. 

And the best part? Alex is here today to share some of his magic with you. In this episode, he walks us through exactly how to launch your very first paid ad in under an hour. If you’ve ever struggled to get clients, you’ll definitely want to stick around.

Let’s jump right in! 

Get Alex’s Fool-Proof Credit Repair Ad Guide: 

https://crc.mastodonmarketing.com/

Key Takeaways:

00:00 Intro 

02:13 Alex’s Background

02:55 Helping Credit Repair Businesses

05:16 How to Launch an Ad In Under an Hour 

12:44 The Secret to a Great Ad

19:55 Expected Return on Investment 

22:02 Common Mistakes When Creating Ads 

27:27 Optimizing Your Ads and Converting Your Leads 

30:52 Diagnosing What Goes Wrong with Ads 

33:09 Launching Crazy Offers

36:17 Key Metrics to Track 

38:16 Getting High-Value Clients 

41:55 Client Success Stories 

43:40 Rapid Fire Questions 

46:19 Outro

Additional Resources:

• Alex on YouTube: https://www.youtube.com/@CreditRepairAds
• Alex’s Website: https://mastodonmarketing.com/
• Alex on Instagram: https://www.instagram.com/mastodon.marketing/
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training  
• Step-by-Step Guide to Recruiting TOP Affiliates for Your Credit Repair Business

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   

A lot of people believe that filing for bankruptcy is a death sentence for your credit score…

But what if I told you it could actually be the fastest way to rebuild your credit, get lower interest rates, and even qualify for a mortgage down the road?

Here’s the secret the credit bureaus don’t want you to know: the first 30 days after you file for bankruptcy can make or break your credit score. You could stay stuck in the 400s for years, or you could see your score bounce back so fast you’ll hardly recognize it.

It might sound a little wild, but if you follow the same strategies that top attorneys and credit experts swear by, it really works. And today, I’m sharing those strategies with you! 

These steps can turn your financial setback into the best decision you ever made.

Remember, bankruptcy isn’t the end of the road. It’s actually a fresh start. 

Let’s jump right in! 

Key Takeaways:

00:00 Intro 

00:30 Why You Shouldn’t Wait 

01:37 You Are Not Powerless 

02:29 The Secured Card Sprint 

03:30 Disputing Errors on Credit Reports 

04:24 The Emergency Fund Credit Builder Combo 

04:32 Your 30-Day Action Plan 

04:55 My Final Point 

12:47 Outro 

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training  
• I Ranked the Top 6 Credit Boosters from WORST to BEST

Make sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   

What if I told you that failure could be the key to building a million-dollar business? 

Our guest today, the latest member of our Millionaires club, Santiago Gill, proves it. He went from being a Marine veteran to struggling with e-commerce to finally cracking the code with Credit Repair Cloud. Now he runs a seven-figure credit repair business built on second chances for himself and for every single client he helps. 

He's here today to share how he bounced back from failure, how he used social media to explode his business, and how you can do the very same thing, even if you're starting from nothing. 

So if you've ever felt like you're behind, burned out, or ready to give up, you better stick around!

Key Takeaways:

00:00:00 Intro 

00:02:08 Receiving the Millionaires Club Award

00:04:57 Santiago’s Background

00:11:48 Getting Into Credit Repair

00:15:06 How Santiago Got His First Clients 

00:23:43 The Secret to Making Viral Videos and Building a Following 

00:38:35 How Santiago Made a Ton of Money in One Day

00:43:03 Santiago’s Best Credit Repair Tips and Tricks 

00:57:17 Building Credit, Early Mistakes and Stall Letters

01:03:30 Lead Gen, Automation, and Client Communication 

01:11:31 Business Lessons for Aspiring Entrepreneurs

01:18:01 Rapid Fire Questions

01:21:12 Outro 

Additional Resources:

• Santiago’s Website: https://lawtinosolutions.com/
• Santiago on TikTok: https://www.tiktok.com/@theecommbulldog
• Santiago on Instagram: https://www.instagram.com/lawtinosolutions
• Santiago on YouTube: https://www.youtube.com/@ecommbulldog
• Santiago on Facebook: https://www.facebook.com/santiago.gill.620021/
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training  
• How 8 Credit Repair Entrepreneurs Got Their First Clients (Real Stories)

Make sure to subscribe so you stay up to date with our latest episodes.