In this episode of EWA's FIN-LYT Podcast, Matt Blocki and Chris Pavcic break down the cybersecurity threats most likely to impact individuals today and what you can do right now to protect yourself. While these steps apply to everyone, they are especially critical if you have significant assets at a custodian like Fidelity or Charles Schwab. With the average data breach costing over $4 million globally and ransomware attacks happening every 11 seconds, this conversation is more relevant than ever.

Matt and Chris walk through the layers of protection every person should have in place, starting with your custodians. They cover what Fidelity and Charles Schwab do behind the scenes to protect client accounts, including 24/7 monitoring, insurance coverage, and the ability to lock down outgoing transactions so money cannot be moved without your direct authorization.

From there, they get practical. The conversation covers SIM swap protection, why app-based two-factor authentication is significantly more secure than a text code, how to use a VPN on public Wi-Fi, the importance of a password manager, freezing your credit with all three bureaus, and tools like LifeLock, DeleteMe, and Incogni to monitor and scrub your personal data from the internet. Matt also shares how he uses a dedicated travel phone with no financial accounts when traveling internationally.

This episode is designed to be the 80/20 guide to cybersecurity. You could have all of these steps in place within one to two hours, and they will protect you from the vast majority of threats individuals face today. If you have any questions or want help setting these up, reach out to the EWA team.

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