Debt Rebel | Money Tips for ADHD Moms

In this episode, Julian Kohlbrand addresses the challenges faced by overwhelmed parents. She emphasizes the importance of letting go of past mistakes, societal expectations, and the opinions of others to create a more fulfilling life. By focusing on what truly matters and taking actionable steps toward financial freedom, parents can alleviate stress and foster a healthier family environment.

RESOURCES:

Save $1000 in 5 Days!

Get out of the paycheck-to-paycheck cycle: Create Financial Margin Today!.

Connect With Me:

Website: www.jewlzthebudgetnerd.com

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this conversation, Julian Kohlbrand discusses the importance of financial organization and provides practical ways to achieve it. The five key ways to be financially organized are: creating a budget, organizing important financial documents, having regular conversations with your spouse about finances, setting financial goals, and reviewing your financial situation regularly. Accountability is also emphasized as a crucial aspect of achieving financial organization. Jewlz The Budget Nerd offers her services as a financial coach to help individuals and families on their journey to becoming debt-free.

FREE RESOURCES:

Build a Better Budget with the FREE 5-Day Challenge

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Connect With Me:

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this conversation, Julian and Rev. Brian Compton discuss the impact of financial stability on their lives and relationships. Rev. Brian shares his personal experiences with financial challenges, including infertility treatments, a rare cancer diagnosis, and job transitions. He emphasizes the importance of managing finances well to create stability and peace in relationships. They also discuss the ripple effects of financial stress and the benefits of being proactive and intentional with money. In this conversation, Julian and Rev. Brian Compton discuss the importance of prioritizing time with loved ones over money. They emphasize that time is a finite resource that cannot be regained, while money can be earned. They also discuss the influence of external factors, such as social media and marketing, on our financial decisions. They talk about a social trend of eating Tide Pods and relates it to the impulsive and toxic nature of debt in our culture. They also discuss the importance of focusing on true priorities and not being swayed by others' opinions or societal expectations. Rev. Brian shares his personal experiences of prioritizing experiences with his family, even if it means having less money in the bank. They conclude by encouraging listeners to trust in God and make intentional choices that align with their values.

Chapters

00:00 Introduction and Background

03:29 The Impact of Financial Stability on Relationships

08:22 Trusting God and Being Grateful in Financial Challenges

15:35 The Benefits of Being Proactive and Intentional with Money

21:52 The Ripple Effects of Financial Stress

24:59 Introduction and Personal Journey

33:50 Choosing Experiences and Relationships Over Possessions

38:46 Being Intentional and Wise with Money

43:41 Trusting God in Financial Management

47:41 Overcoming Shame and Regret in Finances

50:16 Aligning Financial Choices with Values and Priorities

50:16 Introduction to Personal Finance and Debt Management

50:47 Budgeting Strategies for Financial Success

Book Mention: Side Peace: Ancient Wisdom for Defeating Anxiety by Brian Compton

Voting for Women in Podcasting Award- Voting ends Oct. 1, 2024.

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this conversation, Julian discusses the importance of planning and budgeting for birthday celebrations. She shares her personal experience of organizing her daughter's birthday party at a park and emphasizes the significance of thoughtful and meaningful gifts. Julian also provides tips on saving money by planning ahead and taking advantage of sales and clearance sections. She suggests alternative ways of celebrating birthdays, such as giving cash in unique ways or paying bills as gifts. Julian encourages readers to consider the love languages of their loved ones and tailor their gift-giving accordingly.

Vote for the Debt Rebel Podcast in the Women in Podcasting Awards before October 1st, 2024!

https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian discusses the importance of meal planning and how it can help save money and reduce food waste. She shares tips on how to create a meal plan, including looking at past spending, utilizing online resources, and involving the whole family in the process. Julian also emphasizes the benefits of buying in bulk, using frozen produce, and having a list of quick and easy recipes. Overall, meal planning can not only help with budgeting but also create healthier eating habits.

Chapters

00:00 How to Meal Plan and Shop Your Kitchen to Save Money

01:52 The Problem of Food Waste and the Benefits of Debt-Free Living

04:12 Shopping Your Own Kitchen and Using Meal Planning Websites

07:19 Tips for Reducing Food Costs and Minimizing Waste

08:29 Storing Produce Appropriately and Using Frozen Produce

Extras:

Did you know the Debt Rebel Podcast was nominated for a Women in Podcasting Award?

I appreciate every listener! Thank you for sharing your attention with me!

You can cast your vote here and bring this show to even more families who need help organizing their finances!

https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/

Register here for the next FREE Finding Your Margin Seminar

FREE RESOURCES:

Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

Introducing Rebel Resets! These short episodes will provide you with one quick, simple step to take to improve your personal finances.

Today's episode will help you find $100 that might be hiding right in front of you. Let's find it together!

Did you know the Debt Rebel Podcast was nominated for a Women in Podcasting Award?

I appreciate every listener! Thank you for sharing your attention with me!

You can cast your vote here and bring this show to even more families who need help organizing their finances!

https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/

Register here for the next FREE Finding Your Margin Seminar

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

Summary

Taking a vacation from credit cards means pausing the use of credit cards for a month and finding alternative ways to enjoy entertainment and create memories. This can include using free TV apps, accessing resources at the library, and searching for free activities in your area. It also involves reevaluating monthly expenses and canceling unnecessary subscriptions. Taking a vacation from credit cards can help reduce financial stress and prioritize financial goals.

Takeaways

Taking a vacation from credit cards means pausing their use for a month.

Find alternative ways to enjoy entertainment without spending money, such as using free TV apps or accessing resources at the library.

Search for free activities in your area to create memories without breaking the bank.

Reevaluate monthly expenses and cancel unnecessary subscriptions to reduce financial stress and prioritize financial goals.

Chapters

00:00 Finding Alternative Entertainment Options

07:08 Utilizing Free Resources at the Library

08:43 Exploring Free or Affordable Local Activities

09:55 Ordering Meal Kits for Family Activities

11:08 Reducing Expenses to Reduce Financial Stress

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian dives deep into the role of a financial coach, especially from the perspective of ADHD money management and judgment-free finances.

Unlike a financial advisor who focuses on investments and overall financial planning, a financial coach helps you change your money behaviors and create practical budget plans tailored for adults with ADHD and neurodivergent money challenges.

Julian shares her authentic journey of paying off debt, emphasizing the power of debt reduction strategies and the importance of eliminating debt fast before considering financial advisor services.

Listeners are encouraged to embrace no shame finance principles and take bold steps toward financial independence, breaking free from the cycle of living paycheck to paycheck.

Tune in for empowering insights on rebelling against debt and transforming your money story through supportive financial coaching.

Takeaways

• A financial coach focuses on money behaviors and budgeting, while a financial advisor focuses on investments and overall financial planning.

• Having a coach can provide guidance and support in paying off debt and making financial changes.

• It is important to unlock the potential to see your financial situation differently and make a change.

• Eliminating debt before seeking advice from a financial advisor can set you up for success in achieving financial goals.

• Taking steps towards financial independence is a rebellion against debt.

Chapters

00:00 Introduction and Overview

01:01 Understanding the Difference: Financial Coach vs. Financial Advisor

03:36 The Role of a Financial Coach in Your Financial Journey

04:26 Unlocking Your Potential with a Financial Coach

09:01 Taking Steps Towards Financial Independence

09:51 Conclusion: Fight Against Debt

FREE RESOURCES:

www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian discusses the various fees that can add up and impact our finances. She explains how fees are charged by banks and businesses for services like ATM withdrawals, online bill payments, and credit card transactions. Julian emphasizes the importance of understanding and avoiding these fees by creating a spending plan, knowing the fee schedules of our accounts, and utilizing free services like online bill pay. She also highlights common fees such as overdraft fees, minimum balance fees, monthly maintenance fees, stop payment fees, inactivity fees, and excessive transaction fees. Julian offers guidance on how to minimize fees and maximize income to achieve financial goals.

Takeaways

Fees charged by banks and businesses can add up and impact our finances.

Understanding and avoiding fees is important for financial well-being.

Creating a spending plan and knowing the fee schedules of our accounts can help minimize fees.

Utilizing free services like online bill pay can save money on convenience fees.

Common fees include overdraft fees, minimum balance fees, monthly maintenance fees, stop payment fees, inactivity fees, and excessive transaction fees.

Minimizing fees and maximizing income can help achieve financial goals.

Chapters

00:00 ATM Fees and Convenience Fees for Paying Bills Online

07:22 Avoiding Overdraft Fees and Managing Account Balance

09:07 Understanding Minimum Balance Fees and Monthly Maintenance Fees

10:16 Stop Payment Fees, Inactivity Fees, and Excessive Transaction Fees

18:15 Tips for Avoiding Fees and Maximizing Your Income

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

Summary:

In this episode, Julian Kohlbrand, also known as Jewlz The Budget Nerd, discusses the importance of setting financial boundaries. She compares managing finances to driving a car, emphasizing the need to be in control of our own financial decisions and not let others dictate them. Julian shares personal examples of setting financial boundaries, such as scaling back on social engagements and not giving gifts. She highlights the importance of communication when setting boundaries that may affect relationships. Julian also emphasizes the impact of financial decisions on children and the importance of teaching them healthy financial habits. She provides practical steps for setting financial boundaries, including having open conversations, identifying the reasons for making a change, creating a spending plan, and evaluating expenses based on their alignment with financial goals.

Takeaways:

Setting financial boundaries is crucial for taking control of your finances and making intentional decisions.

Communication is key when setting boundaries that may affect relationships.

Financial decisions and boundaries can have a significant impact on children's financial habits and future.

Identifying the reasons for making a financial change and staying focused on them can help maintain motivation.

Creating a spending plan that aligns with your financial goals and evaluating expenses based on their contribution to those goals is essential.

Chapters

00:00 Introduction: The Importance of Financial Boundaries

01:52 Taking Responsibility for Your Money

04:42 Communicating Financial Boundaries

09:53 Saying No to Financial Requests

13:32 Lessons Learned: The Day the Bank of Mom and Dad Closed

15:37 Steps to Setting Financial Boundaries

FREE RESOURCES:

Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.