Debt Rebel | Money Tips for ADHD Moms

Jewlz the Budget Nerd discusses the negative impact of credit cards and the importance of eliminating debt.

She emphasizes that credit cards were not created to benefit consumers and that using them can lead to financial ruin.

Jewlz shares personal stories and insights on how to break free from the cycle of debt, including cutting up credit cards, creating a budget, and living within one's means.

She also highlights the difference between credit cards and debit cards and the importance of making conscious financial decisions for a better future.

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

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Instagram: @jewlzthebudgetnerd

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YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Jewlz discusses the importance of having a small emergency fund as the first step in a debt-elimination plan. She shares her own mistakes and provides tips on how to save money. Jewlz emphasizes the need for a $1,000 emergency fund, as most emergencies cost less than that. She also talks about the importance of making a budget and gives suggestions for freeing up cash, such as having no-spend times, selling unused items, and reducing expenses. Jewlz encourages listeners to surround themselves with like-minded people and to focus their minds on financial goals.

FREE RESOURCES:

https://www.jewlzthebudgetnerd.com/free-resources

Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

Creating your Survival Mode Budget: Prioritizing Necessities, we dive deep into practical budgeting strategies tailored for those managing money with ADHD and anyone facing financial challenges.

Learn how to prioritize essentials like water, shelter, and connection while crafting a survival mode budget that helps eliminate debt fast and keeps your finances judgment-free.

Host Jewlz The Budget Nerd shares personal experiences of overcoming credit card debt and navigating money mistakes, providing relatable and no shame finance coaching.

Discover ways to save money effectively and find joy even in tight financial situations.

Stay motivated by surrounding yourself with a supportive community focused on debt reduction strategies and practical family budgeting to achieve your financial goals.FREE RESOURCES:Build a Better Budget with the FREE 5-Day Challenge: ⁠www.jewlzthebudgetnerd.com⁠/challenge.Instagram: @jewlzthebudgetnerdPinterest: Jewlz The Budget NerdYouTube: Julian "Jewlz" KohlbrandDisclaimer aka lawyer stuff:The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode of Debt Rebel Show, we dive into why traditional budgeting hasn't worked for many, especially adults with ADHD, and how to create practical budgeting plans that truly stick.

Host Jewlz The Budget Nerd explains the importance of transforming your view of budgeting from restrictive to a positive money management system that supports your unique needs and goals.

We explore key ADHD money management strategies, including connecting deeply with your financial 'why,' understanding the emotions behind spending decisions, and how to eliminate shame from your financial journey.

Practical tips include sharing your financial goals with a trusted person, evaluating purchases through the lens of your priorities, and learning from past money mistakes.

Whether you're struggling with debt, credit card finances, or simply want to manage money better as a neurodivergent adult, this episode offers no-shame financial coaching and proven debt reduction strategies tailored for your lifestyle.

For more info on financial coaching and debt elimination services, visit jewlzthebudgetnerd.com.

FREE RESOURCES:

Build a Better Budget with the FREE 5-Day Challenge: ⁠www.jewlzthebudgetnerd.com⁠

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer: This podcast is intended for educational and informational purposes only. As a financial coach, I share insights, strategies, and tools to help you make more confident decisions with your money—but personal finance is personal. Your situation, priorities, and goals are unique, and what works for one person may not be the right fit for you.

This content should not be considered financial, legal, or investment advice. I encourage you to seek guidance from a trusted financial professional who can understand your full financial picture and provide personalized recommendations.

Additionally, while we may discuss topics related to stress, habits, and behavior, I am not a licensed medical or mental health professional. Any insights shared are based on personal experience and research and are not intended to diagnose, treat, or replace professional medical or psychological advice. Please consult a qualified healthcare provider for support in those areas.

By listening to this podcast, you acknowledge that you are responsible for your own financial and personal decisions.

$107,000....gone. It took some serious teamwork, dedication and goal setting but it prepared us for life's biggest plot twist.

You'll hear some of the financial blunders my husband and I made along the way to our debt-free life.

My goal in sharing our financial mess is to encourage you that you are not alone. It is possible to get out from under that pile of debt and live a life that represents what matters to you.

🎧 Work With Me

Ready to stop living paycheck to paycheck and finally feel in control of your money?

Whether you need personalized support, accountability, or a simple system that actually works with your ADHD brain, I've got you covered.

💰 1:1 Private Coaching – Personalized coaching to help you create a plan, pay off debt, and build lasting financial confidence.

🤝 Alliance Coaching Membership – Monthly coaching, community, and accountability to help you stay consistent.

🛒 Grocery Reset Playbook – Learn how to cut your grocery bill without living on ramen.

➡️ Learn more: ⁠https://www.jewlzthebudgetnerd.com/services⁠

Grab Your Free ADHD-Friendly Paycheck Planner

If payday comes and your money disappears before you know where it went, download my free ADHD-Friendly Paycheck Planner and give every dollar a job before you spend it.

⁠https://www.jewlzthebudgetnerd.com/guide⁠

Let's Hang Out on Threads

Follow Jewlz on Threads: ⁠https://www.threads.com/@jewlzthebudgetnerd⁠

Welcome to the Debt Rebel Podcast!

I'll share everything I've learned from studying personal finance for over 25 years.

Everything from how we interact with money, how our past informs our financial future, debt culture, and ways to use your finances to make your family's dreams a reality!

Subscribe today to learn ways to maximize your income and create financial margin in your life....and have some fun along the way!

Hosted by Julian "Jewlz The Budget Nerd" Kohlbrand, Certified Financial Coach

Snag my FREE Debt Rebel Starter Kit at https://debtrebelpodcast.com/

IG: @Jewlzthebudgetnerd

Website: www.jewlzthebudgetnerd.com