What is the actual risk of running out of money if you start retirement when the market crashes?

This is a question on the minds of many retirees.

Especially because a lot of financial advisors talk about "Sequence of Returns Risk".

But worrying about this can lead to worse results for many retirees, as well as inferior portfolios, lower returns and a less reliable retirement.

In my latest podcast episode I'm going to debunk the "Sequence of Returns Risk" and give you solutions, including a dynamic spending rule that I give my clients.

Listen to find out:

• What is "Sequence of Returns Risk"?
• What solutions are typically recommended?
• What is the actual risk of running out of money with a bad sequence of returns?
• Do the typical solutions work?
• Why don't the typical solutions work?
• How can you get the maximum reliable retirement income?
• What should you do if your risk tolerance is lower?
• What is "Your Personal Rule" for you to use instead of the "4% Rule"?
• What solution to "Sequence of Returns Risk" actually works?
• What dynamic spending rules are suggested by actuaries & advisors?
• What is Ed's dynamic spending rule?
• How is it customized for you?