Kredietverlening is ʼn interessante ekonomiese aanwyser. Sekere soorte skuld beteken dat ekonomiese aktiwiteit aan die gang is, maar ander is ʼn aanduiding dat verbruikers in die moeilikheid is. Die Nasionale Krediet Reguleerder het verlede week syfers bekend gemaak vir die einde van 2022.

Hierdie episode word ondersteun deur Jenwil finansiële adviesdiens en die NWU Sakeskool.

Foute en weglatings is my eie.

Credit extension is an interesting economic indicator. Certain types of credit can be an indicator of healthy economic activity is, but others are an indication that consumers are in trouble. The National Credit Regulator published figures for the end of 2022 last week.

This episode is supported by Jenwil financial advisory service and the NWU Business School.

Errors and omissions are my own.

Ten years ago, The Economist magazine had a special report on the future of work. Among other things, it predicted the likelihood that specific jobs would be replaced by robots and artificial intelligence within two decades. One could easily believe that telemarketers are in trouble, but accountants and auditors? Then came ChatGPT and suddenly the list of jobs under threat seems much longer.

This episode is supported by the Bureau of Economic Research in Stellenbosch and the NWU Business School.

Errors and omissions are my own.

Tien jaar gelede het The Economist tydskrif ʼn spesiale verslag gehad oor die toekoms van werk. Dit het onder andere voorspel wat die waarskynlikheid is dat spesifieke werke deur robotte en kunsmatige intelligensie vervang sou word binne twee dekades. Mens kon maklik glo dat telebemarkers is in die moeilikheid, maar boekhouers en ouditeurs? Toe kom ChatGPT en skielik lyk die lys van werke wat bedreig word baie langer.

Hierdie episode word ondersteun deur die Buro vir Ekonomiese Ondersoek in Stellenbosch en die NWU Sakeskool.

Foute en weglatings is my eie.

In the past few months, there have been many reports about how the cost of generators and diesel drives up the costs of food producers and retailers. This increases producer price inflation and part of it reaches consumers struggling to make ends meet. However, this week's PPI figure was a bit of good news.

This episode is supported by Predictive Insights and the NWU Business School.

Errors and omissions are my own.

Die afgelope paar maande was daar heelwat berigte oor hoe die koste van kragopwekkers en diesel die koste van voedselprodusente en kleinhandelaars verhoog. Dit verhoog produsenteprysinflasie en ʼn deel daarvan bereik verbruikers wat reeds noustrop trek. Hierdie week se PPI syfer was egter ʼn bietjie goeie nuus.

Hierdie episode word ondersteun deur Predictive Insights en die NWU Sakeskool.

Foute en weglatings is my eie.

On Freedom Day we can easily talk about all the problems facing South Africa and ask, where is the economic freedom? I want to argue that we have come a long way and that there is hope, but this requires a specific argument, so please bear with me.

This episode is supported by the NWU Business School.

Errors and omissions are my own.

Op Vryheidsdag kan ons maklik praat oor al die probleme wat Suid-Afrika in die gesig staar en vra, waar is die ekonomiese vryheid? Ek wil argumenteer dat ons ver gekom het en dat daar hoop is, maar dit vereis ʼn spesifieke argument, so luister asseblief na hierdie storie.

Hierdie episode word ondersteun deur die NWU Sakeskool.

Foute en weglatings is my eie.

Wanneer ek en ander wat kommentaar lewer oor ekonomiese groei en die faktore wat dit aan bande lê, gaan dit meestal oor die onmiddellike oorsake, soos beurtkrag of rentekoerse. Ons moet eintlik meer bekommerd wees oor die potensiële groeikoers en spesifiek oor produktiwiteit.

Hierdie episode word ondersteun deur Economic Research Southern Africa en die NWU Sakeskool.

Foute en weglatings is my eie.

When I and others comment on economic growth and the factors that limit it, it is mostly about the immediate causes, such as load shedding or interest rates. We should actually be more concerned about the potential growth rate and specifically about productivity.

This episode is supported by Economic Research Southern Africa and the NWU Business School.

Errors and omissions remain my own.