The Paper Trail

E322 | Michael Fordham on Why Integrity Beats Flash in Private Lending - PTNC Know Your Speakers Series


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In this episode of Paper Trail, part of our Know Your Speaker series, Chris Seveney sits down with Michael Fordham—founder and president of Silverstream Funding and former Wall Street attorney turned boutique private lender.

Michael shares his journey from managing billion-dollar bond deals at JP Morgan to gut-renovating a Harlem brownstone and launching his own lending firm. They talk about the real risk (and reward) in private lending, why humility is the secret ingredient most investors miss, and how his legal background shapes his disciplined, hands-on approach.

This conversation is packed with takeaways on due diligence, lending philosophy, and how to build lasting relationships in the note space. Michael will also be taking the stage this fall at the Paper Trail Note Conference, and gives a preview of what he hopes attendees walk away with.

🎟 Join us September 18–20 in Chandler, AZ. Register now at papertrailconference.com

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The Paper TrailBy Chris Seveney

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