In this episode of the Paper Trail Podcast, Chris is joined by Fred and Tracy Rui of NoteInvestor.com, two of the most respected voices in the seller finance world. Together, they share how they accidentally found their way into the note business over 30 years ago—and how seller financing has proven to be one of the most durable wealth-building strategies across every economic cycle.

Fred and Tracy dive into how seller financing works, how investors can buy or create notes, and the right way to structure deals to avoid costly mistakes. They also discuss why due diligence, proper documentation, and having a clear checklist are non-negotiable for long-term success.

As key leaders of the Seller Finance track at the Paper Trail Conference (September 18–20 in Chandler, Arizona), they explain what attendees can expect: actionable strategies, real-world checklists, and hands-on education designed to help anyone from beginner to seasoned investor thrive in the note space.

Join us at papertrailconference.com to learn directly from Fred, Tracy, and other industry leaders. This is the only conference that covers the full note investing landscape—from performing and non-performing notes to seller financing, sub-to deals, and private lending.