Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012923-38480001
0.75 Client Care & Practice
0.25 Professionalism and Ethics

As markets test investor nerves and emotions drive decision-making, host Kieran Berry is joined by Jess Brizuela (Allied Wealth) and Dan Miles (Innova Asset Management) to unpack how behavioural biases shape investing - and how advisers can respond in practice. From loss aversion and fear of running out of money to overconfidence in bull markets, the conversation explores why biases can’t be eliminated, only managed. With real-world examples on risk framing, portfolio structure, mental accounting, and client communication, this episode offers advisers practical tools to reduce panic, set realistic expectations, and help clients stay the course when it matters most.

Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/
Jessica Brizuela LinkedIn: https://www.linkedin.com/in/jessica-brizuela-53aa751a1/
Allied Wealth Website: https://www.alliedwealth.com.au/
Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/

Explore Innova's behavioural investing approach at https://ensombl.com/go/20260202

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012904-23010001
0.25 Technical Competence
0.25 Professionalism and Ethics
0.25 Client Care and Practice

This week, Pat is joined by Rob Jones, Founder at Peloton Partners. They discuss how Peloton Partners evolved from spreadsheet-based consulting to the YourLeadOut technology platform to help advice firms price their services more fairly, consistently, and profitably by quantifying both tangible and intangible value, leveraging data, benchmarks, and emerging AI.

Rob Jones LinkedIn: https://www.linkedin.com/in/rob-jones-b473994/
Peloton Partners Website: https://www.pelotonpartners.com.au/

A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260130

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012622-26500001
0.25 Client Care & Practice
0.75 Technical Competence

As 2025 defied many investor fears, host James Whelan is joined by Vern du Preez (Orbis Investments) and Daniel Kelly (Viola Private Wealth) to reflect on what shaped markets over the year and what to watch heading into 2026. They unpack market resilience, the reality of AI’s economic impact, and standout performances across equities, gold, and silver - while challenging assumptions around recession risks, interest rates, and US dominance. With opportunities emerging beyond mega-cap tech, they highlight the case for diversification across regions, sectors, and asset classes, offering advisers practical insights to reassess portfolios and guide clients with discipline and adaptability into the year ahead.

Vern du Preez LinkedIn: https://www.linkedin.com/in/wernerdupreez/
Daniel Kelly LinkedIn: https://www.linkedin.com/in/daniel-kelly-cfa-b699b962/
Viola Private Wealth Website: https://www.violaprivatewealth.com.au/
Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/
James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/

Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260128

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012202-03130001
0.25 Regulatory Compliance and Consumer Protection
0.50 Client Care and Practice

In this episode, Patrick speaks with Martin Morris and Sandeep Rao from Engagement Hub. They discuss how Engagement Hub has transformed into a comprehensive, AI-enhanced platform for advisers and clients, with a focus on improved engagement, compliance, and future plans for broader adoption and dealer group integration.

Martin Morris LinkedIn: https://www.linkedin.com/in/martin-morris-182a902/
Sandeep Rao LinkedIn: https://www.linkedin.com/in/sandeep-rao-problemsolver/
Engagement Hub Website: https://www.engagementhub.net/

A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260123

General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil Rogan is joined by Alex Cousley from Russell Investments. Alex gives his insights into the 2026 economic outlook - covering interest rates, global growth trends, and market prospects in Australia, the US, and China.

Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/
Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/
Russell Investments Website: https://russellinvestments.com/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121203-06290001
0.25 Client Care & Practice
0.50 Technical Competence

As retirement needs become more dynamic, James Whelan is joined by Patrick Clarke (Generation Life) and James Kingston (BlackRock) to unpack the rise of investment-linked lifetime income products. They explore how advisers can balance growth and risk, manage longevity concerns, and help clients spend with confidence in retirement. With insights into tools like BlackRock’s Aladdin and Generation Life’s Retirement Income Optimiser, this episode shows how technology and modern product design are reshaping retirement strategies for better client outcomes.

Patrick Clarke LinkedIn: https://www.linkedin.com/in/patrick-clarke-36796119/
James Kingston LinkedIn: https://www.linkedin.com/in/jpk245/
BlackRock Website: https://www.blackrock.com/au

To learn more visit https://ensombl.com/go/20251215

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121122-27180001
0.50 Professionalism and Ethics
0.25 Technical Competence

This week, Pat is joined by Steven Goh, Co-Founder at FAYBL. They discuss his experience in fintech and how FAYBL's agentic AI aims to transform advice workflows, improve efficiency, and enhance adviser-client relationships while maintaining the importance of human oversight.

Steven Goh LinkedIn: https://www.linkedin.com/in/stevengoh/
FAYBL Website: https://www.faybl.com/

A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251212

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121000-36070001
0.25 Technical Competence
0.50 Client Care and Practice

Stuart is a Financial Adviser at Verse Wealth. He and James discuss Verse’s structured client experience, their use of tech, the firm’s team-based culture and growth, Stuart’s path from associate to adviser, and how he’s building his client base while shaping the next stage of his career.

Stuart Ruddick LinkedIn: https://www.linkedin.com/in/stuartruddick/
Verse Wealth Website: https://www.versewealth.com.au/

Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251211

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-25120723-44340001
0.25 Technical Competence
0.25 Client Care and Practice
0.50 Regulatory Compliance & Consumer Protection

In this episode, Rocksy is joined by Conaill Keniry, Managing Director, Responsible Manager at Cobalt Advisers. He shares his journey from starting his own license to building a community-focused, adaptable licensee that prioritises adviser support, culture, networking, and real-world business solutions in the evolving advice industry.

Conaill Keniry LinkedIn: https://www.linkedin.com/in/conaill-keniry-b8022a14
Cobalt Advisers Website: https://cobaltadvisers.com.au/
Beryllium Advisers Website: https://berylliumadvisers.com.au/
What If Advice Website: https://whatifadvice.com.au/
The Adviser Games: https://www.theadvisergames.com.au/

Explore the road less travelled at https://ensombl.com/go/20251209

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25120501-46150001
0.25 Client Care & Practice
0.50 Technical Competence

As retirees face more complex income needs, host Amie Baker is joined by David Hutchison (AMP) and Kane Hansen (True North Lifestyle) to explore how advisers can build resilient, client-focused retirement portfolios. They break down risk profiling, income-stream design, and the shift toward managed accounts - highlighting North’s bespoke solutions and the role of defensive assets in managing sequencing risk. The conversation also covers lifetime products for Centrelink advantages and why early planning is essential for stronger retirement outcomes.

Amie Baker LinkedIn: https://www.linkedin.com/in/amie-baker-10975828/
David Hutchison LinkedIn: https://www.linkedin.com/in/davidkhutchison/
Kane Hansen LinkedIn: https://www.linkedin.com/in/kanehansen/
True North Lifestyle Website: https://www.truenorthlifestyle.com.au/
Become a MyNorth Lifetime Master: https://www.northonline.com.au/adviser/insights/become-a-mynorth-lifetime-master

Find out more about North’s high-quality investment options: https://ensombl.com/go/20251208

General Disclaimer – https://www.ensombl.com/disclaimer/