Wealthy After 40: Personal Finance, Financial Freedom, Debt Payoff, and Retirement Savings for Gen Xers

Ep 106 | How My Client Found Balance Between Debt Payoff and Saving


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In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever felt stuck in the paycheck-to-paycheck cycle and unsure how to balance debt payoff with saving, this episode is for you.


What You’ll Learn in This Episode:

✅ The real reason budgeting alone isn’t enough

✅ How to balance saving while paying off debt

✅ The three key changes my client made that led to her financial success

✅ The importance of setting up a cash flow system that works for you


Action Steps:

If you feel like you’re doing all the right things but still not making financial progress, it might be time to look at what’s missing. Book a Retirement Ready VIP Session to get a clear picture of your financial situation and identify what adjustments can help you reach your goals.


Resources Mentioned:

Episode 30: Why Savings is the #1 Habit for Financial Success

Questions: Schedule a free Q&A call



💜 Ready to take control of your retirement plan? Join the Retirement Ready Bootcamp, a three-day experience designed to help you gain clarity, create a retirement lifestyle you love, and determine if you have enough—or what to do if you don’t. Register now!

🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered.

👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals.

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Wealthy After 40: Personal Finance, Financial Freedom, Debt Payoff, and Retirement Savings for Gen XersBy Dalene Higgins - Money Coach, Retirement Coach, CEO

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