Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Ep 106 | How My Client Found Balance Between Debt Payoff and Saving


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In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever felt stuck in the paycheck-to-paycheck cycle and unsure how to balance debt payoff with saving, this episode is for you.


What You’ll Learn in This Episode:

✅ The real reason budgeting alone isn’t enough

✅ How to balance saving while paying off debt

✅ The three key changes my client made that led to her financial success

✅ The importance of setting up a cash flow system that works for you


Action Steps:

If you feel like you’re doing all the right things but still not making financial progress, it might be time to look at what’s missing. Book a Retirement Ready VIP Session to get a clear picture of your financial situation and identify what adjustments can help you reach your goals.


Resources Mentioned:

Episode 30: Why Savings is the #1 Habit for Financial Success

Questions: Schedule a free Q&A call



💜 Book your free Retirement Ready Q&A Call

💰 Join the Retirement Ready Workshop

✨ Connect with me on Instagram


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Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen XersBy Dalene Higgins - Money Coach, Retirement Coach, CEO

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