Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Ep 112 | How to Improve Spending Habits & Reach Your Long-Term Goals


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Do you find yourself asking, Why do I keep spending money? or struggling to control your spending habits? In this episode, I dive into how to improve spending habits by aligning your money with your long-term goals. Learn why self-awareness is important, how to make intentional choices, to create a balance of spending now and preparing for retirement. 


What You’ll Learn in This Episode:

✅ How to Improve Spending Habits – By aligning with your long-term goals and current values, you will naturally improve your spending habits. 

✅ Why Self-Awareness Is Key for Controlling Spending Habits – Learn how to bring awareness to your spending by making mindful decisions and break free from impulsive purchases.

✅ Understand the Role of Spending – Learn the three areas of spending to better understand and be aware of your need to spend. 

✅ How to Control Spending Habits – From everyday purchases to big financial decisions, discover simple strategies to align spending with what truly matters.




Send me an email with your questions, thoughts, and takeaways from the podcast: [email protected]

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Or, grab one of my free resources to help you take the first step:

5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose

Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement


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Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen XersBy Dalene Higgins - Money Coach, Retirement Coach, CEO

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