Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Ep 133 | How to Create a Budget and Stick to It (Even When Life Goes Off Track)


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You’re trying your best to budget, but every month you overspend at least one category, right? But let me ask you, did you create your budget with a crystal ball? If you’ve ever given up on budgeting because “it never goes to plan,” this one’s for you. 


In this episode, I’m sharing 3 powerful mindset shifts and practical steps that will help you build a better budget.



What you’ll learn:


✅ Why your budget should be a plan, not a prediction

✅ How to stop seeing overspending as failure and use it as feedback

✅ What tracking your expenses will help you do

✅ How to budget successfully long-term (hint: it’s not restriction)





Additional resources:

Episode 66 - Why Budgeting Isn’t Enough And What You're Leaving Out

Episode 67 - Why Avoiding Budgets Can Lead to Missing Out



💜 Book your free Retirement Ready Q&A Call

💰 Join the Retirement Ready Workshop

✨ Connect with me on Instagram


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Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen XersBy Dalene Higgins - Money Coach, Retirement Coach, CEO

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