What does financial freedom actually mean in 2026, and what does it really take to get there?

In this episode, Lucy interviews Matt Raad and asks the questions most educators in this space avoid. What is a realistic timeframe for someone starting from scratch? What does it cost before it pays you back? And what is the first financial goal actually worth chasing?

Matt shares why websites are not passive anymore, why 12 months is the honest starting timeframe, and why making your first $1,000 online matters more than the money itself.

He also walks through the income milestone where things genuinely start to shift, the moment when building a business part time starts giving you real choices, not just extra income.

Plus, the way people define financial freedom has changed completely since COVID. The goal is no longer a big exit or a million dollars. It is simpler than that, and for most people, much closer than they think.

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