In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you retire.  What You’ll Learn in This Episode:✅ What a budget really is (and what it’s not)✅ Why budgeting is essential if you want to feel secure about retirement✅ Simple mindset shifts to stop feeling restricted by your budget✅ Practical steps to use budgeting as your most powerful retirement tool Related episodes:Ep 124 - <a href='https://podcasts.apple.com/us/podcast/ep-124-how-to-budget-for-retirement-without-sacrifices/id1680973220?i=1000712207558'>How to Budget for Retirement Without Sacrifices</a>Ep 133 - <a href='https://podcasts.apple.com/us/podcast/ep-133-how-to-create-a-budget-and-stick-to-it-even/id1680973220?i=1000718420892'>How to Create a Budget and Stick to It (Even When Life Goes Off Track)</a> 💜 Book your free <a href='https://www.elevatefinances.us/ready'>Retirement Ready Q&A Call</a> 💰 Join the <a href='https://www.elevatefinances.us/workshop'>Retirement Ready Workshop</a> ✨ Connect with me on <a href='https://www.instagram.com/elevate_finances/'>Instagram</a>

In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you retire. What You’ll Learn in This Episode: ✅ What a budget really is (and what it’s not) ✅ Why budgeting is essential if you want to feel secure about retirement ✅ Simple mindset shifts to stop feeling restricted by your budget ✅ Practical steps to use budgeting as your most powerful retirement tool Related episodes: Ep 124 - How to Budget for Retirement Without Sacrifices Ep 133 - How to Create a Budget and Stick to It (Even When Life Goes Off Track) 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram

In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you retire.&nbsp; What You’ll Learn in This Episode:✅ What a budget really is (and what it’s not)✅ Why budgeting is essential if you want to feel secure about retirement✅ Simple mindset shifts to stop feeling restricted by your budget✅ Practical steps to use budgeting as your most powerful retirement tool Related episodes:Ep 124 - <a href="https://podcasts.apple.com/us/podcast/ep-124-how-to-budget-for-retirement-without-sacrifices/id1680973220?i=1000712207558" rel="noopener noreferrer">How to Budget for Retirement Without Sacrifices</a>Ep 133 - <a href="https://podcasts.apple.com/us/podcast/ep-133-how-to-create-a-budget-and-stick-to-it-even/id1680973220?i=1000718420892" rel="noopener noreferrer">How to Create a Budget and Stick to It (Even When Life Goes Off Track)</a> 💜 Book your free <a href="https://www.elevatefinances.us/ready" rel="noopener noreferrer">Retirement Ready Q&amp;A Call</a> 💰 Join the <a href="https://www.elevatefinances.us/workshop" rel="noopener noreferrer">Retirement Ready Workshop</a> ✨ Connect with me on <a href="https://www.instagram.com/elevate_finances/" rel="noopener noreferrer">Instagram</a>

Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later.👉 <a href="https://www.elevatefinances.us/connection">Click here to book your free call now</a> Or visit my website <a href="http://www.elevatefinances.us">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

Education

Self-Improvement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner  Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉  Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.  Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later. 👉 Click here to book your free call now Or visit my website www.elevatefinances.us to learn more about financial coaching and find free resources to support your retirement planning journey.

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later.👉 <a href="https://www.elevatefinances.us/connection" rel="noopener noreferrer">Click here to book your free call now</a> Or visit my website <a href="http://www.elevatefinances.us" rel="noopener noreferrer">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

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Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

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