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I’ve tried every kind of budgeting and tracking system. Along the way, I discovered what truly worked for me and turned those lessons into the philosophies I now teach my clients.
In today’s episode, I’m sharing my personal budgeting journey, the mistakes I made, and the shifts that finally gave me clarity, control, and confidence. By the end of this conversation, you’ll see how a budget can be designed around you, your values, your priorities, and the retirement lifestyle you’re working toward.
What You’ll Learn in This Episode:
✅ The evolution of my budgeting journey (and why some methods didn’t last)
✅ Why “static but flexible” is the key to a budget that works long term.
✅ How I used budgeting to increase retirement savings little by little.
✅ Three core rules I teach clients to create sustainable budgets.
Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe
Take a short 5-minute quiz to find out if you're truly Retirement Ready!!
Start your retirement journey with a complimentary Clarity Connection Call
Learn more about coaching at My Website
By Dalene Higgins - Money Coach, Retirement Coach, CEO4.7
2929 ratings
I’ve tried every kind of budgeting and tracking system. Along the way, I discovered what truly worked for me and turned those lessons into the philosophies I now teach my clients.
In today’s episode, I’m sharing my personal budgeting journey, the mistakes I made, and the shifts that finally gave me clarity, control, and confidence. By the end of this conversation, you’ll see how a budget can be designed around you, your values, your priorities, and the retirement lifestyle you’re working toward.
What You’ll Learn in This Episode:
✅ The evolution of my budgeting journey (and why some methods didn’t last)
✅ Why “static but flexible” is the key to a budget that works long term.
✅ How I used budgeting to increase retirement savings little by little.
✅ Three core rules I teach clients to create sustainable budgets.
Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe
Take a short 5-minute quiz to find out if you're truly Retirement Ready!!
Start your retirement journey with a complimentary Clarity Connection Call
Learn more about coaching at My Website

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