Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover how understanding what creates your debt changes everything.  What You'll Learn:✅ Why you don't need all debt paid off before retirement and the better question to ask ✅ How to decide whether retirement and debt can coexist ✅ Why feeling overwhelmed by debt often stems from a preparedness problem✅ How the cycle of debt reveals what's really blocking your path to retirement ✅ Why getting help with retirement planning is non-negotiable at this age Mentioned Episodes:Episode 45 - <a href='https://podcasts.apple.com/us/podcast/ep-45-how-understanding-financial-freedom-levels-can/id1680973220?i=1000647194598'>How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey</a> 💜 Book your free <a href='https://www.elevatefinances.us/ready'>Retirement Ready Q&A Call</a> 💰 Join the <a href='https://www.elevatefinances.us/workshop'>Retirement Ready Workshop</a> ✨ Connect with me on <a href='https://www.instagram.com/elevate_finances/'>Instagram</a>

Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover how understanding what creates your debt changes everything. What You'll Learn: ✅ Why you don't need all debt paid off before retirement and the better question to ask ✅ How to decide whether retirement and debt can coexist ✅ Why feeling overwhelmed by debt often stems from a preparedness problem ✅ How the cycle of debt reveals what's really blocking your path to retirement ✅ Why getting help with retirement planning is non-negotiable at this age Mentioned Episodes: Episode 45 - How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram

Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover how understanding what creates your debt changes everything.&nbsp; What You'll Learn:✅ Why you don't need all debt paid off before retirement and the better question to ask&nbsp;✅ How to decide whether retirement and debt can coexist&nbsp;✅ Why feeling overwhelmed by debt often stems from a preparedness problem✅ How the cycle of debt reveals what's really blocking your path to retirement&nbsp;✅ Why getting help with retirement planning is non-negotiable at this age Mentioned Episodes:Episode 45 - <a href="https://podcasts.apple.com/us/podcast/ep-45-how-understanding-financial-freedom-levels-can/id1680973220?i=1000647194598" rel="noopener noreferrer">How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey</a> 💜 Book your free <a href="https://www.elevatefinances.us/ready" rel="noopener noreferrer">Retirement Ready Q&amp;A Call</a> 💰 Join the <a href="https://www.elevatefinances.us/workshop" rel="noopener noreferrer">Retirement Ready Workshop</a> ✨ Connect with me on <a href="https://www.instagram.com/elevate_finances/" rel="noopener noreferrer">Instagram</a>

Ep 162 | Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later.👉 <a href="https://www.elevatefinances.us/connection">Click here to book your free call now</a> Or visit my website <a href="http://www.elevatefinances.us">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

Education

Self-Improvement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner  Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉  Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.  Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later. 👉 Click here to book your free call now Or visit my website www.elevatefinances.us to learn more about financial coaching and find free resources to support your retirement planning journey.

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later.👉 <a href="https://www.elevatefinances.us/connection" rel="noopener noreferrer">Click here to book your free call now</a> Or visit my website <a href="http://www.elevatefinances.us" rel="noopener noreferrer">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

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Ep 162 | Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement

Ep 162 | Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement

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