The Official Cash Rate (OCR) will soon be headed lower, and this will have important implications for savers, borrowers and investors. Financial markets have taken a bolder view than most economists, and they now see at least two (but possibly three) 0.25 per cent cuts before the end of the year. A move in October or November seems assured, while there’s half a chance the Reserve Bank might take a more proactive approach and cut the OCR next month. Whether it happens in three weeks or three months, the upshot is that the monetary policy landscape is about to change markedly. That means many investors might need to rethink their strategy, or at least run the ruler over their current approach to ensure it's positioned for a new market dynamic.