Pizza and Property

Ep 306: Starting at 50 to be Financially Free - with Gary Carnell & Todd Sloan


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Starting at 50 to be Financially Free

What would you do if you realised at 53 that your retirement fund was a million dollars short? That's exactly the challenge Gary faced in 2018, and instead of giving up, he turned it into an opportunity. His journey shows how the right mindset, education, and action can completely transform your financial future—even when starting later in life.

In this episode, Gary shares how he went from an ordinary retail worker to a successful property developer. From his very first one-into-two subdivision in Morphett Vale to navigating the challenges of rising costs during COVID and now managing a $3 million one-into-five townhouse development, Gary's story is full of lessons in resilience, adaptability, and the power of taking control.

You'll hear how he built confidence through small wins, learned to pivot when things didn't go to plan, and embraced his mantra: "If it's going to be, it's up to me."

Whether you're considering property development, worried about your financial future, or simply need some inspiration to take action, tune in because this episode will give you the insights and motivation to get started!

🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈

If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈

Get in touch with our amazing episode contributors & sponsors:

InvestorKit: https://www.investorkit.com.au/

Get in touch with Steve Ash: 👉👉👉 https://www.propertystrats.com.au

Check out Rob Flux: 👉 👉 👉 https://developernetwork.com.au/events

Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today:

Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB

Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB

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Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

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