A number of regional banks have pushed for scale to invest in digital channels but some even smaller players have enlisted fintech firms to build platforms on their own. In the episode, Dale Oberkfell, president and CFO of Midwest BankCentre, a St. Louis-based bank with $2 billion in assets, discusses how his institution utilized software from MANTL to build a digital bank that attracted more than $100 million in deposits in just five months. MANTL COO and CFO Raj Patel also discussed future product offerings, including his expectation for more banks to offer commercial loans through digital channels.