In today’s episode, I dive into the importance of tracking expenses and how it is a crucial step toward retirement. Tracking helps build awareness and is essential to truly understanding your spending. It’s time to embrace tracking to better understand and improve your spending habits, but don’t make it a chore either. There are several suggestions on how to approach tracking and learning to leave the check register style of tracking for good.  00:20 The Importance of Tracking for Retirement01:13 Ineffective Tracking Methods02:06 Personal Stories of Effective Tracking05:41 Tracking for Goal Setting08:19 Practical Tracking Tips Mentioned in Episode:<a href='https://subscribepage.io/possible'>Make Retirement Membership Possible</a> 💜 Book your free <a href='https://www.elevatefinances.us/ready'>Retirement Ready Q&A Call</a> 💰 Join the <a href='https://www.elevatefinances.us/workshop'>Retirement Ready Workshop</a> ✨ Connect with me on <a href='https://www.instagram.com/elevate_finances/'>Instagram</a>

In today’s episode, I dive into the importance of tracking expenses and how it is a crucial step toward retirement. Tracking helps build awareness and is essential to truly understanding your spending. It’s time to embrace tracking to better understand and improve your spending habits, but don’t make it a chore either. There are several suggestions on how to approach tracking and learning to leave the check register style of tracking for good. 00:20 The Importance of Tracking for Retirement 01:13 Ineffective Tracking Methods 02:06 Personal Stories of Effective Tracking 05:41 Tracking for Goal Setting 08:19 Practical Tracking Tips Mentioned in Episode: Make Retirement Membership Possible 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram

In today’s episode, I dive into the importance of tracking expenses and how it is a crucial step toward retirement. Tracking helps build awareness and is essential to truly understanding your spending. It’s time to embrace tracking to better understand and improve your spending habits, but don’t make it a chore either. There are several suggestions on how to approach tracking and learning to leave the check register style of tracking for good.&nbsp; 00:20 The Importance of Tracking for Retirement01:13 Ineffective Tracking Methods02:06 Personal Stories of Effective Tracking05:41 Tracking for Goal Setting08:19 Practical Tracking Tips Mentioned in Episode:<a href="https://subscribepage.io/possible" rel="noopener noreferrer">Make Retirement Membership Possible</a> 💜 Book your free <a href="https://www.elevatefinances.us/ready" rel="noopener noreferrer">Retirement Ready Q&amp;A Call</a> 💰 Join the <a href="https://www.elevatefinances.us/workshop" rel="noopener noreferrer">Retirement Ready Workshop</a> ✨ Connect with me on <a href="https://www.instagram.com/elevate_finances/" rel="noopener noreferrer">Instagram</a>

Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&amp;A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 <a href="https://tidycal.com/elevatefinancesllc/coffee-chat20240421134741">Click here to book your free call</a> Or visit my website <a href="http://www.elevatefinances.us">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

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The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner  Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉  Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.  Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 Click here to book your free call Or visit my website www.elevatefinances.us to learn more about financial coaching and find free resources to support your retirement planning journey.

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&amp;A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 <a href="https://tidycal.com/elevatefinancesllc/coffee-chat20240421134741" rel="noopener noreferrer">Click here to book your free call</a> Or visit my website <a href="http://www.elevatefinances.us" rel="noopener noreferrer">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

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Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement

Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement

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