Join the <a href='https://www.elevatefinances.us/financial-freedom-accelerator'>Financial Freedom Accelerator</a> and create your personalized roadmap to retirement! In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money. You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend. 00:00 Introduction to Spending Emotions01:17 Client's Spending Struggles04:38 Shifting Spending Perspectives07:55 Overcoming Self-Criticism in Financial Decisions09:05 Building Motivation Through Defining Values10:35 Aligning Spending with Your Values13:10 Exploring Financial Purpose and Goals15:47 Align Spending with Values for a Guilt-Free Life Episode 68 - <a href='https://podcasts.apple.com/us/podcast/ep-68-how-my-client-learned-to-spend-more-on-herself/id1680973220?i=1000664450179'>How My Client Learned To Spend More On Herself</a><a href='https://www.elevatefinances.us/retirement-vault'>The Retirement Vault</a> 💜 Book your free <a href='https://www.elevatefinances.us/ready'>Retirement Ready Q&A Call</a> 💰 Join the <a href='https://www.elevatefinances.us/workshop'>Retirement Ready Workshop</a> ✨ Connect with me on <a href='https://www.instagram.com/elevate_finances/'>Instagram</a>

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement! In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money. You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend. 00:00 Introduction to Spending Emotions 01:17 Client's Spending Struggles 04:38 Shifting Spending Perspectives 07:55 Overcoming Self-Criticism in Financial Decisions 09:05 Building Motivation Through Defining Values 10:35 Aligning Spending with Your Values 13:10 Exploring Financial Purpose and Goals 15:47 Align Spending with Values for a Guilt-Free Life Episode 68 - How My Client Learned To Spend More On Herself The Retirement Vault 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram

Join the <a href="https://www.elevatefinances.us/financial-freedom-accelerator" rel="noopener noreferrer">Financial Freedom Accelerator</a> and create your personalized roadmap to retirement! In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money.&nbsp;You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend. 00:00 Introduction to Spending Emotions01:17 Client's Spending Struggles04:38 Shifting Spending Perspectives07:55 Overcoming Self-Criticism in Financial Decisions09:05 Building Motivation Through Defining Values10:35 Aligning Spending with Your Values13:10 Exploring Financial Purpose and Goals15:47 Align Spending with Values for a Guilt-Free Life Episode 68 - <a href="https://podcasts.apple.com/us/podcast/ep-68-how-my-client-learned-to-spend-more-on-herself/id1680973220?i=1000664450179" rel="noopener noreferrer">How My Client Learned To Spend More On Herself</a><a href="https://www.elevatefinances.us/retirement-vault" rel="noopener noreferrer">The Retirement Vault</a> 💜 Book your free <a href="https://www.elevatefinances.us/ready" rel="noopener noreferrer">Retirement Ready Q&amp;A Call</a> 💰 Join the <a href="https://www.elevatefinances.us/workshop" rel="noopener noreferrer">Retirement Ready Workshop</a> ✨ Connect with me on <a href="https://www.instagram.com/elevate_finances/" rel="noopener noreferrer">Instagram</a>

Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&amp;A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 <a href="https://tidycal.com/elevatefinancesllc/coffee-chat20240421134741">Click here to book your free call</a> Or visit my website <a href="http://www.elevatefinances.us">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

Education

Self-Improvement

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner  Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉  Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.  Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 Click here to book your free call Or visit my website www.elevatefinances.us to learn more about financial coaching and find free resources to support your retirement planning journey.

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner&nbsp; Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire?👉&nbsp; Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.&nbsp; Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms. Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm. If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you. Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today. Book your free 30-minute Q&amp;A call. This is your chance to bring one question or challenge and get clear, personalized guidance. Whether it’s budgeting, savings priorities, retirement timelines, or simply “Where do I start?”, you’ll leave with a confident next step. 👉 <a href="https://tidycal.com/elevatefinancesllc/coffee-chat20240421134741" rel="noopener noreferrer">Click here to book your free call</a> Or visit my website <a href="http://www.elevatefinances.us" rel="noopener noreferrer">www.elevatefinances.us</a> to learn more about financial coaching and find free resources to support your retirement planning journey.

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Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement

Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement

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