Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing.  In this weeks episode, we are going to answer the question of what are points when getting a home loan?  What's the difference between origination points and discount points?  When does it make sense to pay them if ever?  We also go into detail about how to calculate points, how they work as well as the benefit of points to help you become The Educated HomeBuyer