Credit scores are the most important piece of the home buying process as it affects your interest rate, housing payment and ultimately how much home you can afford to purchase. In this episode, we discuss the relationship between credit scores and interest rates, as well as the different loan options available based on credit scores. The conversation also covers the importance of compensating factors and how to improve credit scores for home buying. It delves into the concept of credit utilization and the benefits of becoming an authorized user on someone else's account. The conversation also addresses the impact of paying off collections and the option to add non-traditional credit as we help you become The Educated HomeBuyer.

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