Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volatility is the name of the game. This episode breaks down what’s really driving mortgage rates, why they’re likely to stay high longer than expected, and how tariffs could be the tipping point that reshapes buyer behavior.

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Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449 Real Broker

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Josh Lewis (Huntington Beach Certified Mortgage Expert)

DRE 01209148

Buywise Mortgage

M:714-916-5727