Mortgage rates are high, affordability feels impossible, and many buyers are frozen by fear and misinformation. In this episode, Jeb and Josh break down what’s really holding people back from buying even when they're financially ready. We dig into buyer psychology, survey data, and why waiting for a “perfect” rate like 5.5% might actually cost you more in the long run. If you're serious about buying a home in 2024, this is the clarity you need to move forward with confidence.

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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727