FHA loans offer low down payments and flexible credit requirements, BUT most buyers don’t understand how they really work. In this episode, we break down the facts, from qualification myths to hidden costs like mortgage insurance and lender overlays. You’ll learn how FHA compares to conventional loans, when it makes sense to use, and the surprising truths most lenders won’t tell you.

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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727