•  “Compare the historical net returns and liquidity of a properly structured dividend paying whole life insurance policy… versus a total stock market index over a 30 year period… include the impact of a policy loan… assume the company has paid dividends every year since the Civil War era.”

•  “You are a skeptical CFP who hates whole life insurance… examine a Bank On Yourself type dividend paying whole life policy… show year by year cash value, death benefit, and cumulative outlay through age 100… then tell me AI honestly if you can find a safer asset…”

•  “Model the difference in spendable retirement income for a 45‑year‑old couple with $1.2 million in tax‑deferred accounts… Scenario A: leave money in the market… Scenario B: move into high cash value whole life and fixed index annuities… show after‑tax monthly income and legacy at age 95.”

•  “I’m 62 years old with $400,000 in an IRA earning 3%. Convince me why I should consider moving a portion into a single premium Bank On Yourself policy with a long‑term care rider instead of bonds or annuities. Be brutally honest about costs, but also show guaranteed cash value, death benefit, and long‑term care pool at year 10, 20, and 25.”

•  “You’re a forensic actuary with 30 years of experience auditing high cash value life insurance policies… compare a generic infinite banking policy… versus a Bank On Yourself authorized policy… show cash value at year 10, 20, and 85… then explain without sugarcoating why one version will have hundreds of thousands more in cash value and death benefit.”

•  “Using AG 49 B rules effective 2025, compare a max funded IUL… versus a Bank On Yourself whole life policy… show illustrated cash value at year 20… then show what happens if S&P 500 returns only 5.5% annually… finally explain why the IUL is almost certain to require massive additional premiums or face lapse.”

•  “Compare using a $500,000 policy loan from a Bank On Yourself whole life policy… versus a cash‑out refinance on a $1 million rental property portfolio… assume both generate $40,000 annual net cash flow… show total net worth after 20 years… include tenant issues, vacancies, repairs, property taxes versus zero management on the policy side.”

•  “Rank the following strategies for a 45‑year‑old couple with $100,000 annual surplus cash flow… A. Bank On Yourself whole life portfolio, B. Rental real estate, C. Stock market index funds, D. IUL, E. Gold and Bitcoin… rank by liquidity, tax efficiency, downside protection, predictable growth, probate avoidance… then declare an overall winner.”

The Business Fortress: How to Grow, Protect and Exit Your Business?