Not Your Average Financial Podcast™

Episode 451: Refinance Your Retirement – An Important Update on Annuities

Listen Later

In this episode, we ask:

  • Do you need the latest and greatest?
  • Are you rocking a flip phone?
  • How have interest rates affected crediting rates, caps and guaranteed lifetime income streams?
  • Did you buy a contract in the low rate years?
  • What are the new contracts offering with higher interest rates?
  • Is it smart to run the numbers?
  • What other everyday financial products need review?
  • What is the insurance industry’s answer to a CD?
  • What about income annuities?
  • Is it time for an annuity refresh?
  • Is it costly to shop around?
  • What about fixed index annuities from 2005-2020 or so?
  • What is the upside potential?
  • Are interest rates the whole story for annuity products?
  • What are the better caps and spreads?
  • What never runs out?
  • What is the bottom line?
  • How about an example?
  • What happened with inflation?
  • Should all annuities be replaced?
  • What is a surrender charge?
  • Is the surrender charge worth it?
  • Does the contract’s new features benefit you?
  • Is the old one better?
  • Has the interest rate environment changed in your favor?
  • Is this worth a fresh look?
  • What are the key takeaways?

    • ...more
    View all episodesView all episodes
    Download on the App Store
    Not Your Average Financial Podcast™By Not Your Average Financial Podcast™
    • 4.7
    • 4.7
    • 4.7
    • 4.7
    • 4.7

    4.7

    122 ratings

    More shows like Not Your Average Financial Podcast™

    View all
    BiggerPockets Real Estate Podcast by BiggerPockets

    BiggerPockets Real Estate Podcast

    16,749 Listeners

    The Dan Bongino Show by Cumulus Podcast Network | Dan Bongino

    The Dan Bongino Show

    64,567 Listeners

    Radical Personal Finance by Joshua Sheats

    Radical Personal Finance

    1,881 Listeners

    The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action by The Real Estate Guys

    The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action

    702 Listeners

    Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business by The Rich Dad Media Network

    Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business

    3,847 Listeners

    Rental Income Podcast With Dan Lane by Rental Income Podcast

    Rental Income Podcast With Dan Lane

    834 Listeners

    Real Wealth Show: Real Estate Investing Podcast by Kathy Fettke / RealWealth

    Real Wealth Show: Real Estate Investing Podcast

    406 Listeners

    BiggerPockets Money Podcast by BiggerPockets

    BiggerPockets Money Podcast

    3,081 Listeners

    Wealth Wisdom Financial Podcast by Brandon Neely and Amanda Neely, CFP®

    Wealth Wisdom Financial Podcast

    52 Listeners

    Real Estate Investing with Coach Carson by Chad Coach Carson

    Real Estate Investing with Coach Carson

    617 Listeners

    Ken McElroy Show by Ken McElroy

    Ken McElroy Show

    723 Listeners

    PBD Podcast by PBD Podcast

    PBD Podcast

    4,433 Listeners

    On The Market by BiggerPockets

    On The Market

    901 Listeners

    BigDeal by Codie Sanchez

    BigDeal

    950 Listeners

    The David Greene Show by David Greene

    The David Greene Show

    706 Listeners