Breaking Banks

Episode 561: Demystifying Fintech: Insights on Banking’s Future


Listen Later

In This Episode

It’s a mashup between Breaking Banks and Dave and Dharm Demystify, a podcast that takes you on a journey through the ever evolving world of fintech and digital finance. In this episode triple hosts, Brett King, Dave Wallace and Dharmesh Mistry offer thought provoking discussion and insights, covering off the fintech movement and relevancy in this new state of banking. Integration is key in the new world order. Special shout out to JPMorgan Chase for all they are doing.

What will the banking experience look like in the future? When Q-Day comes there will be radical transparency, get those strategies in place.

Join the discussion, weigh in, share your thoughts and feedback!

Read the entire transcript here.

Podcast Content:
Chapter 1: 00:00 – Welcome and Introductions

Brett King and Jason Henricks welcome Dave Wallace and Darmish Mystery of the Dave and Darm Demystify podcast for a special mashup episode.

Chapter 2: 03:30 – Defining Fintech: A Movement or a Moment?

The panel discusses the origins and evolving definition of fintech, debating whether it’s a movement driven by technology or a transformative moment.

Chapter 3: 12:00 – The Future of Banking: AI-Driven Smart Economies

Exploring AI’s potential to transform financial services, from agency-based payments to smart contracts, and what a “smart bank” might look like.

Chapter 4: 21:45 – Fintech Evolution: From Startups to Smart Banks

A deep dive into how fintech companies are reshaping the financial landscape and how traditional banks can adapt to compete in a tech-first world.

Chapter 5: 34:15 – The Impact of AI and Quantum on Financial Systems

Discussing the game-changing potential of quantum computing and AI in finance, including radical transparency and the looming “Q-Day.”

Chapter 6: 45:40 – The Demise of Traditional Banking Products

How AI, cashlessness, and data-driven solutions are reshaping core banking products like credit cards and SME lending, with insights from global trends.

Chapter 7: 57:20 – Challenges for Legacy Banks: Innovate or Perish

Examining whether traditional banks can transition to a digital-first model, and the role of cloud, AI, and quantum in staying relevant.

Chapter 8: 01:06:00 – The Ethical and Existential Implications of AI

The group reflects on how AI will redefine humanity, consciousness, and what it means to be human in a rapidly changing world.

Chapter 9: 01:15:30 – Outro and Closing Thoughts

Final reflections from both podcasts, with insights into the future of banking, fintech, and technology, and a thank you to listeners.

Related Content:
  • Bank-Fintech Partnerships, Open Banking and AI…oh my!
  • Huawei Does Gen-Fi
  • Episode 562: Hot Takes: Regulatory Headwinds for BaaS
  • Removing Mystery of Money Movement
  • A Digital Banking Revolution in SEA: GXBank and Mastercard
  • https://youtu.be/CxtFxiEE27Y

    ...more
    View all episodesView all episodes
    Download on the App Store

    Breaking BanksBy Breaking Banks - The #1 Global Fintech Podcast

    • 4.6
    • 4.6
    • 4.6
    • 4.6
    • 4.6

    4.6

    189 ratings


    More shows like Breaking Banks

    View all
    Motley Fool Money by The Motley Fool

    Motley Fool Money

    3,209 Listeners

    This Week in Startups by Jason Calacanis

    This Week in Startups

    1,284 Listeners

    Macro Voices by Hedge Fund Manager Erik Townsend

    Macro Voices

    3,067 Listeners

    Masters in Business by Bloomberg

    Masters in Business

    2,168 Listeners

    Odd Lots by Bloomberg

    Odd Lots

    1,942 Listeners

    Authentic Living by Andrea Mathews

    Authentic Living

    31 Listeners

    Getting In: A College Coach Conversation by Bright Horizons College Coach

    Getting In: A College Coach Conversation

    281 Listeners

    11:11 Talk Radio by SIMRAN

    11:11 Talk Radio

    98 Listeners

    The a16z Show by Andreessen Horowitz

    The a16z Show

    1,093 Listeners

    HBR IdeaCast by Harvard Business Review

    HBR IdeaCast

    165 Listeners

    Invest Like the Best with Patrick O'Shaughnessy by Colossus | Investing & Business Podcasts

    Invest Like the Best with Patrick O'Shaughnessy

    2,361 Listeners

    Civil War Talk Radio by Gerry Prokopowicz

    Civil War Talk Radio

    62 Listeners

    Masters of Scale by WaitWhat

    Masters of Scale

    3,988 Listeners

    Inside the Strategy Room by McKinsey & Company

    Inside the Strategy Room

    173 Listeners

    The Forbes Factor - Your Secret to health, wealth & happiness! by Forbes Riley

    The Forbes Factor - Your Secret to health, wealth & happiness!

    35 Listeners

    The Sexy Lifestyle with Carol and David by Carol and David

    The Sexy Lifestyle with Carol and David

    111 Listeners

    Cat Talk Radio by Molly DeVoss and Dewey Vaughn

    Cat Talk Radio

    66 Listeners

    Fearlessly Authentic by Jodi Harrison Bauer

    Fearlessly Authentic

    28 Listeners

    Dwarkesh Podcast by Dwarkesh Patel

    Dwarkesh Podcast

    521 Listeners

    Coaching Real Leaders by Harvard Business Review / Muriel Wilkins

    Coaching Real Leaders

    671 Listeners

    Men’s Therapy Podcast by Marc Azoulay

    Men’s Therapy Podcast

    26 Listeners

    Moody's Talks - Inside Economics by Moody's Analytics

    Moody's Talks - Inside Economics

    326 Listeners

    The AI Daily Brief: Artificial Intelligence News and Analysis by Nathaniel Whittemore

    The AI Daily Brief: Artificial Intelligence News and Analysis

    631 Listeners

    The Markets by Goldman Sachs

    The Markets

    80 Listeners