What happens when the lending game changes overnight? Do you adapt fast enough to protect your money or get swept up with everyone else?

In this episode, Rich sits down with private lender and entrepreneur Scott Brown, who’s weathered multiple market cycles and built a thriving lending business from the ground up. From buying homes for $10,000 during the 2008 crash to structuring recession-proof loans today, Scott reveals how smart lenders survive, and even grow, when the economy shifts.

Whether you’re new to lending or managing millions, this episode will help you see market changes before they happen, protect your capital, and stay profitable when others panic.

You’ll Learn How To:

• Spot early warning signs that a market correction is coming
• Protect your capital by lending at the right loan-to-value ratios
• Use simple cash-flow principles to survive any downturn
• Structure loans that keep paying, even when property values drop
• Avoid the emotional traps that take lenders out of the game

Who This Episode Is For:

• Private lenders who want to lend safely and confidently in today’s market
• Investors who wish to learn from someone who’s been through every cycle
• Anyone who wants to build financial freedom through secure lending strategies

Why You Should Listen:

Markets always move, but with the right strategy, you can move faster. Scott’s real-world experience and timeless principles will provide you with clarity, confidence, and a clear roadmap for lending success, no matter what the economy does next.

What You’ll Learn in This Episode:

[00:00] The story of how Scott went from an orphaned kid to a seasoned investor
[02:30] Lessons learned from surviving multiple market cycles
[06:00] The warning signs that tell you a shift is already happening
[09:30] How to structure your loans for long-term safety and profit
[12:45] The biggest mistakes new lenders make in changing markets
[16:00] How cash flow, not appreciation, is your real safety net
[20:00] Why private lending still wins, even in uncertain times
[23:00] How to connect with Scott and start applying these strategies today

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