In this episode of FIN LYT by EWA, Matt Blocki and Jamison Smith dive into the critical topic of cybersecurity. As the digital landscape evolves, so do the threats to our personal and financial information. Matt and Jamison offer insights and advice on how individuals can safeguard themselves proactively and reactively in the digital age.

They discuss the alarming prevalence of cyberattacks in organizations, particularly during the pandemic and stress the importance of staying vigilant and proactive in the face of these threats.

Topics include:
1. Risks of using public Wi-Fi networks and the benefits of personal hotspots
2. The importance of strong, unique passwords with two-factor authentication
3. Recognizing and thwarting phishing attempts
4. Setting up recovery mechanisms for email accounts
5. Cybersecurity insurance programs
And more!
This episode underscores the urgency of being proactive in safeguarding your financial accounts and promptly addressing any security breaches. It also stresses the importance of making informed choices when selecting financial advisors and custodians. with robust cybersecurity measures in place.

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In this episode of FIN LYT by EWA, Matt Blocki and Ben Ruttenberg discuss the world of NIL (Name, Image, Likeness) in college athletics. Ben, a self-professed sports enthusiast, discusses the significant changes in the college athletic landscape due to NIL and its implications for student-athletes' financial literacy.

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In this episode, Matt Blocki and Jamison Smith discuss the top 10 tips that can impact your financial planning for 2024. With the IRS adjusting its limits to account for inflation, it's essential to stay informed about these changes and how they can affect your financial future.

They discuss 401(k)s and the nuances of the 402(g) and 415(c) limits, Roth IRAs, Social Security tax changes, HSA contribution limits, tax brackets, estate planning, 529 plans, the standard deduction and more!

Matt and Jamison provide practical tips and strategies for optimizing your financial plan, whether you're a high-income earner or looking to secure your family's financial future. Tune in and share this episode with friends and family who want to make the most of their financial journey and have financial clarity.

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In this episode of FIN-LYT by EWA, Matt Blocki and Jamison Smith dive into the complexities of Medicare and healthcare planning. Their discussion details everything from the basics of Medicare to considerations for healthcare before and after retirement.

Discover the key differences between Medicare and Medicaid, the historical background of Medicare, and how it has evolved over the years to meet the changing needs of an aging population. Learn about the various parts of Medicare, from Part A to Part D, and understand the costs and premiums associated with each.

Matt and Jamison also provide essential insights into healthcare planning, including strategies to manage your modified adjusted gross income (MAGI) to minimize Medicare surcharges. They discuss the concept of Advantage Plans and why they might not be the best choice for everyone.

Whether you're approaching retirement or just want to gain a better understanding of Medicare and healthcare planning, this episode offers practical advice and essential knowledge to help you make informed healthcare and financial decisions.  

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In this episode of FIN-LYT by EWA, Jamison Smith is joined by Kris Wong Davis, the Vice Provost for Enrollment Management and Dean of Admission at Carnegie Mellon University. Together, they dig into the intricate world of higher education, providing valuable insights and advice for students and parents embarking on the college journey.

Kris Wong Davis sheds light on the pivotal role of her office in the higher education process and underscores the significance of guiding prospective students through the

Kris and Jamison discuss how the college admissions process has changed in response to increased competition, surges in applications, more complex selection processes and the impact of the Common Application (Common App). In addition, they discuss how parent and students can begin preparing for the process including gathering transcripts, listing academic honors, documenting extracurricular activities, and crafting compelling essays.

Listen in to gain valuable insights into financial aid through FAFSA, the importance of actively seeking scholarships, prioritizing passion over earning potential when choosing a major, engaging in active learning and more!

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In this episode of FIN-LYT by EWA, Matt Blocki and Jamison Smith demystify the world of equity compensation and simplify this complex and valuable component of compensation packages. They define equity compensation as non-cash benefits offered to employees, typically in the form of ownership in the company. Whether it's stock options, restricted stock units (RSUs), or employee stock purchase plans, these incentives are commonly provided by public companies, private companies, and startups to align employee interests with company growth.

Matt and Jamison discuss the why and how of equity compensation, emphasizing its role in retaining employees through vesting schedules that make it difficult for them to leave before the equity fully vests. They highlight how this practice aligns employee compensation with the company's success and can be a solution for companies with limited liquidity to offer cash salaries. Matt and Jamison also explore the intricacies of RSUs, non-qualified stock options, incentive stock options, and employee stock purchase plans, breaking down the tax implications and strategies for maximizing the benefits. If you are seeking guidance and valuable tips for planning and optimizing equity compensation, this episode provides essential insights to navigate these topics with confidence and clarity.

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In this episode of FIN-LYT by EWA, Matt Blocki and Ben Ruttenberg dive into the world of 401(k) retirement plans,

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In this episode of FIN-LYT by EWA, Matt Blocki and Jamison Smith dive into a financial strategy that often flies under the radar but has the potential to supercharge your retirement savings: the Mega Backdoor Roth.

Many individuals may be familiar with traditional retirement

Tune in to learn the ins and outs of the Mega Backdoor Roth,

In this episode of FIN-LYT by EWA, hosts Matt Blocki and Jamison Smith tackle five common misconceptions in financial planning that they’ve encountered in their careers. They breakdown the idea that "buying is better than renting.",  the myth that it's better to have multiple financial advisors and spread your money out, the idea that "more money equals more happiness." and more. They also discuss how individual values, circumstances, and psychological factors all play a role in biases, decision making processes and, ultimately, in determining happiness. This episode will