In this episode of EWA’s FIN-LYT Podcast, Matt Blocki, Jimmy Ruttenberg, and Ben Ruttenberg unpack the financial complexities of blended families and why having a clear plan in place is critical for both your relationships and your legacy.

They discuss the emotional realities that often follow divorce or the loss of a spouse, including prenuptial agreements, child support, asset splits, and the unspoken assumptions that can create tension in a new relationship. Without a proactive plan, fear and uncertainty can quietly drive decisions.

The team shares practical strategies, starting with reverse budgeting to organize cash flow, reduce decision fatigue, and create both togetherness and autonomy. They also cover long term planning tools like life insurance ownership, updated beneficiaries, real estate titling, and marital trusts to provide for a new spouse while protecting children from a prior marriage.

Blended family planning is not one size fits all, but with structure and clear communication, it is possible to reduce stress and protect everyone involved.

If you are navigating a second marriage or complex family dynamics, this episode is a must listen.

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