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We have discussed SO many side hustles on the FIT Podcast...pressure washing, baby sitting, lawn care, mail box beautification, Door Dash, tutoring, Airbnb cleaning, private lessons, and much more! In past episodes, we have even talked about teaching abroad...what if I told you there is a way to teach abroad but you don't have to resign from your current teaching position?

Megan is a Raleigh elementary teacher who is getting ready to head to China make some extra cash this summer while on the adventure of a lifetime. How much will she make? How long does it last? What is provided during the stay? Tune in to find out if this might be a summer side hustle in your near future! 

CHECK FOR INTERNATIONAL SUMMER JOBS HERE!

https://ddcacademy.org/

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Stephanie taught English for 30+ years in North Carolina. Unfortunately, throughout most of her career, she was not privy to financial literacy. Did she invest? If so, how much and in what? How is she making it in retirement off of her NC pension? As the saying goes "hindsight is 20/20"...what advice would she give to teachers who are currently working to prepare for life after education? Tune in to hear her story! 

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In this conversation, Jillian and Dave discuss the concept of mini retirements and how they can lead to a fulfilling lifestyle while pursuing financial independence. They discuss "mini retirements" throughout your career, emphasizing the importance of taking breaks, traveling, and spending quality time family. We explore the challenges and benefits of unconventional choices, the gradual transition to early retirement, and the value of practicing mini retirements to prepare for a fulfilling post-work life.

Surprise...teachers are uniquely equipped to give this practice a shot, EVERY SUMMER!

Here are some of the links that she might have mentioned based on the direction our conversation during the show: 

• Website: https://retireoften.com/
• Book Purchasing Link: https://lnk.to/retireoften
• Free Opt-In Worksheets:
  • Planning: https://retireoften.com/mini/
  • Negotiating: https://retireoften.com/onemonth/
• Social Media:
  • Instagram: https://www.instagram.com/jillianjohnsrud/
  • Twitter: https://twitter.com/JillianJohnsrud/
  • LinkedIn: https://www.linkedin.com/in/jillian-johnsrud/
  • Youtube: https://www.youtube.com/@JillianJohnsrud

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Sweet 16...21.....these are HUGE milestone birthdays in life! Does the party end at 21? Tune in as I talk about MAJOR milestone birthdates that play a large role in your personal finance life. Spoiler alert...21 is just the beginning of the FUN!

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Pat has been on DOZENS of cruises and was inspired to start her own social media page, giving tips and tricks to first time cruises and veterans alike. Have you ever considered a cruise or do you like to travel in general? Pat discusses the fun of cruising, how to find a deal, tips for packing, cruise line stereotypes, cost, and much more! As we prep for summer, it is time to start thinking of having fun! 

Check out Pat's Youtube channel below:

https://www.youtube.com/channel/UCCGeGT70LAHp6eUiXbCkMGw/videos

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Daniel has been teaching in NC for almost 30 years. Unfortunately, the first few decades of his career, he wasn't very informed on his NC teaching benefits, his pension, or investing. Whether you start to learn in your first year or toward the end of your career, it is never TOO late! Now, Daniel is investing, becoming an expert on all things NC teacher benefits, and is even teaching colleagues in the Charlotte area about their benefits. If you want to hear someone who has had a life changing money mindset shift, you won't want to miss out! 

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Cody Garrett (not to be confused with our good friend, Justin), is a CFP and a regular on the ChooseFI message boards and FB group. By know, most of us know about the Roth IRA, 401(k), 403(b), and 457(b)...but many of us (myself included) have been in the dark about a taxable brokerage account. Cody is here to talk about all the positives of having one of these amazing accounts.  Remember, after you retire, you won't be able to contribute to your workplace 403(b), 457(b) etc. Also, you need EARNED income (pension doesn't count) to still invest into an IRA. Personally, I opened up a taxable brokerage account when the market dipped in COVID and I like to call it my "opportunity fund". It has been a major blessing to our family! 

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Eric is a teacher and coach in the Boston area. In the episode, he lays out ideas for building financial success in a HCOL, we discuss renting vs buying, and his mini stint with financial independence when he moved his family to France for a handful of years. What did he enjoy? What were the pros and cons of living internationally? 

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Nancy is in wrapping up "Act II" of her life journey. Act I was living in Ohio and working in HR in the corporate world. Act II brought her to the beaches of NC to become a CTE teacher at Jacksonville High School. With a few decades of teaching under her belt and only a few years left until retirement (Act III), Nancy has been gazelle intense, working on having her financial house in order as she gets ready to ride off into the sunset and travel the world as a part of her final act. 

Nancy first appeared on FIT last year on episode 159 (check that out to hear more about her personal story). Since then, she has officially become a net worth millionaire and is helping others along the way! 

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While cruising the Western Caribbean, I had GRAND plans to read a book a received for Christmas titled "The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement"...well, sometimes grand plans do not come to fruition! Luckily, we had a 6 hour wait in the Miami Airport, so I had a chance to finally read that book that I had planned on reviewing earlier in the week. 

In this episode, I give a brief review of the book and highlight the 3 main buckets to store your money as you prepare to exit working. The NOW bucket, the SOON bucket, and the LATER bucket. 

Which accounts go in each bucket? How should you think about retirement? Check out the highlights of the book in this week's episode!