Some people firmly believe in financing every expense in life with a policy loan. Others believe in financing only the larger expenses, and many don't know what to believe. This is a controversial subject with an endless number of opinions.

While it is easy to be confused by the barrage of information available, following certain steps and keeping certain ideas in mind can simplify the decision process amazingly.

Today on WealthTalks, Tom and John discuss things you will want to be aware of when financing with a policy loan and some tips to deciding when a policy loan makes sense.

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