In this episode, I talk to Kurt Lin, cofounder & CEO of Pinwheel, a fintech infrastructure company that enables startups and banks to make sense of real time income and employment data.

We had a chance to talk about:

* Where the “Plaid for payroll data” analogy breaks down

* The greater complexity of the payroll and employment data vs. bank account data

* Opportunities and risks for integrating payroll and employment in underwriting and managing credit

* Evolving macroeconomic risks

* and more!

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

In this episode, I talk to Alain Meier, the Head of Identity at Plaid. While I imagine most readers/listeners are pretty familiar with Plaid’s core capabilities, the company moved into the identity verification space through its acquisition of Meier’s startup Cognito about a year ago.

We had a chance to talk about:

* Alain’s experiencing starting and selling Cognito

* Use cases for identity verification outside of financial services

* Emerging identity tech, like mobile driver’s licenses

* The potential and challenge of “self-sovereign” and decentralized identity

* and more!

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Revolut teases a new “Ultra” paid tier — but will people pay for it?

* Chime is getting state licenses in a sign it may start lending soon

* Robinhood is launching a media business

* Capital One eliminates its “agile” job family, lays off 1,100 technologists

* and what Alex & Jason just can’t let go of!

In this episode, I talk to Michael Sindisitch, EVP & Head of TripActions Liquid, an end-to-end travel, expense, and corporate card solution.

We had a chance to talk about:

* TripActions recent $300 million equity raise & $400 million credit facility

* TripActions unique capabilities vs. others in the travel or expense management spaces

* How TripActions thinks about the competitive landscape

* TripActions’ experience during COVID and the travel rebound as the pandemic wanes

* and more!

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

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Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

-Goldman Sachs’ dismantling of Marcus

-ZELF & Twig: is this the banking Gen Z wants (or are Alex and Jason just too old to get it?)

-Fallout for banks that went all-in on crypto

-2023 predictions

-and, as always, what Alex & I just can’t let go of!

In this episode, I talk to Scott Sanborn, CEO of “OG” fintech LendingClub, which made the transition from being a fintech “peer-to-peer” lender to acquiring and becoming a bank.

We had a chance to talk about:

The factors that drove LendingClub to become a bank; what lessons today’s fintech (and crypto) companies can learn from the challenges LendingClub has navigated; how LendingClub is responding to the changing economic climate; the opportunity and impact of “alternative data,” like cashflow-based underwriting, and novel products, like earned wage access; and more!

Special thanks to episode sponsor TripActions, the end-to-end travel, expense management, and corporate card solution.

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Consumer fintechs that are still getting funded: Daylight, Totem, Greenwood & more

* Zelle testing giving users refunds for some kinds of fraud

* Tellus’ confusing offerings

* JG Wentworth buying Stilt

* FTX & BlockFi (we keep it brief, I promise)

* …and what we just can’t let go of.

In this episode, I talk to Hristo Borisov, cofounder and CEO at Payhawk, a spend management solution enabling mid-sized businesses to spend and scale globally.

We had a chance to talk about: Payhawk’s strategy to compete in the increasingly crowded expense management space; how Payhawk’s business and revenue models compare to competitors; lessons learned from scaling Payhawk into 32 countries; differences of building for the US market vs. the European market; and more!

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

One last very special podcast from Money20/20. In this live episode, I was joined by David Sinsky, VP of Lending at Unit, Jarad Gilmore, Head of Partnerships at Middesk, Emanuel Pleitez, Head of Business Development at Finix, and Nikhil Sachdev, Managing Director at Insight Partners.

In the spirit of Las Vegas and the game night event this was recorded at, we took a gamble on making our best predictions for 2023 on the following topics:

How the macroeconomic climate will impact banking and fintechWhat fintech fundraising and valuations will look likeHow Big Techs’ efforts in fintech and banking will unfold

I want to extend a huge thank you to the guests, the event hosts Unit, Middesk, Finix, and Insight Partners, and the teams behind the scene that made this possible — thank you!

If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.

In this episode, I talk to Rex Salisbury, Founder and General Partner at Cambrian Ventures.

We had a chance to talk about:-becoming an accidental community builder-the backstory of Cambrian Ventures-Rex’s experience at renowned VC firm Andreessen Horowitz-working with founders at the earliest stages-the rise of emerging managers & the “Solo GP”…and more!