Freedom Before FI | Life Design, Purpose, Sabbaticals, Coast FI & Financial Independence (FIRE)

In this series, I’ll be discussing some life decisions you really have to get right to stay on course for your financial goals. These decisions can also shape your life in general.

Today I’ll be kicking this series off with how to choose the right life partner for you. This is probably one of the biggest decisions we can make on our journey, it’s one that not only has a big impact on our finances but also our sanity! 

I will also give you 3 steps on how to find the right partner for you, one that hopefully brings joy and peace instead of stress.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

If you’re not a fan of budgets, I’ve come across this simple and unconventional saving method that I’d like to share with you today. This should also help you accelerate your journey to a Financial Independence milestone (like Coast FI, Lean FIRE, Traditional FIRE etc.), or even if you’re saving towards something big like a holiday, a sabbatical or even your first home.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

Are you being called ‘cheap’ or ‘stingy’ on your journey to Financial Independence. I discuss the difference of being frugal vs being cheap and what I do to deal with people thinking I’m being tight while I'm saving. I then give you a little framework you can use to make good intentional purchasing decisions.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

44. Why We Fail our Goals (and 7 Tips to Overcome Them)

I delve into 4 typical traps that stop people doing the actions to achieve their life goals. I then give you 7 tips to dodge these traps so that you can successfully get to your goals in life.

Whether you want to achieve Financial Independence, start a side hustle, go on sabbatical, be self employed, lose weight - whatever your goals are for the year these tips will help you get there.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

Do you suffer from always writing your yearly goals down, but never finding time to actually do them or they just fade away after a few weeks? On this episode I take you through a simple exercise you can do in under 1 hour to set you up well for achieving your goals.

Whether you want to achieve Financial Independence, start a side hustle, be self employed, lose weight, whatever your goals are for the year, you can use this method to make sure you stay on track.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

How does your upbringing influence your money decisions today? We got to chat with Shang Saavedra of Save My Cents who talks about this very thing. Shang achieved work optional at 31, she has a 15 year career in management consulting and last year (at 37 years old) she quit her 6 figure career to spend more time with her kids. She Started Save My Cents - a personal finance platform - in 2017 focusing mainly on the mindset side of money. She’s also the author of the upcoming book Wealth is a Mindset ‘Change your mind, change your money’ which is being released January 2025.

The things you’ll learn:

Quick-fire round questions at the end:

Shang’s Websites/Socials:

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

Not quite sure what goals to aim for in the new year? Today, I give you an easy framework to use to create clear achievable goals to set you up well for the new year. 

Using the ‘333 method’, I take you through 8 easy steps. At the end of the exercise you will have created a simple 3 month plan to take on the first quarter of the new year. You can do this exercise in your free time in just under one hour.

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Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

We got to chat with Katrina McGhee, a Career Break & Sabbatical Coach. She Helps 9-5ers create mind-blowing career breaks. She’s a certified Master Coach with an MBA, and left a high paying corporate career for a 20-month career break to travel around the world. She’s also the author of the book ‘Taking a Career Break for Dummies’.

The things you’ll learn:

Quick-fire round questions at the end:

Katrina’s Websites/Socials:

Freedom Before FI Links:

Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

I talk through the 10 rules of Ikigai. These are the rules that the longest living people in the world follow (centenarians) to live a balanced and healthy life way into their senior years. The authors of the book ‘Ikigai’ (which is loosely translated as your reason for being or simply your purpose in life) interviewed over 100 people living in Ogimi in Japan which also had the nickname ‘The Village of Longevity’. They distilled their findings into what they call the ‘simple secrets to a long and happy life’. Let’s try to incorporate these on our journey to Financial Independence.

In part 3, I discuss rules 9-10. I also give you a quick exercise to give you clues to find your own Ikigai.

Freedom Before FI Links:

Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice

I talk through the 10 rules of Ikigai. These are the rules that the longest living people in the world follow (centenarians) to live a balanced and healthy life way into their senior years. The authors of the book ‘Ikigai’ (which is loosely translated as your reason for being or simply your purpose in life), interviewed over 100 people living in Ogimi in Japan which also had the nickname ‘The Village of Longevity’. They distilled their findings into what they call the ‘simple secrets to a long and happy life’. Let’s try to incorporate these on our journey to Financial Independence.

In part 2, I discuss rules 6-8

Freedom Before FI Links:

Disclaimer: This podcast is for informational purposes only and should not be considered as financial advice