Friends With Money

With property prices falling and interest rates rising, what's a first-time property buyer to do?

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Daisy Stevens, Head of lending operations at Finspo, about the top 5 things you can do to get into the property market.

• Where do you start?
• Who should you talk to?
• What are your options?
• Build the team

#friendswithmoney #daisystevens #property

Links: Finspo

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

investing in shares is easier than you think!

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Brooke Roberts, Director and co-founder of Sharesies, about how you can start trading right now with minimal investment and an app on your phone.

• What investment strategy should you choose?
• How do you overcome analysis paralysis?
• Top tips to start investing

#friendswithmoney #invest #brookeroberts

Link: Sharesies

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Is 2023 the year you take the plunge and buy an investment property? On this episode of Friends With Money, Money’s Senior Journalist Tom Watson is joined by Arjun Paliwal, the Director and Head of Research at buyers agency InvestorKit, to take a look at the areas around Australia offering the most potential for would-be investors. They discuss:

• How the property market fared in 2022
• The factors likely to shape the market in 2023
• Queensland as an investment hotspsot
• Other hotspots around the country
• The importance of adopting a long-term mindset

#friendswithmoney #tomwatson #arjunpaliwal #property

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Taken a break from your finances over the new year? It’s easily done, but if you’re ready to re-engage then there a plenty of ways to whip your finances back into shape. That’s the focus on this episode of Friends With Money featuring Senior Journalist Tom Watson and Money Expert at Mozo, Claire Frawley. The discuss:

• The benefits of refinancing your home loan
• Making the most of a credit card balance transfer
• The surprise savings available by reviewing your NBN plan
• Choosing between a base or bonus rate savings account

#friendswithmoney #tomwatson #clairefrawley #switching

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Getting your house in order can help you save money and bring harmony into your life.

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Mia Northrop, co-author of the book "Life Admin Hacks", about how organising your household can not only save time and money but also give you peace of mind.

• Why does decluttering save you money?
• What benefits are there in planning meals ahead of time?
• Can you outsource cost-effectively?

#friendswithmoney #lifeadminhacks #mianorthrop

Links: Life Admin Hacks

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Did you know that by simply renovating you can help save the planet?

This week on the Friends with Money podcast, Money's Editor-in-Chief, Michelle Baltazar, speaks with Virginia Martin Heriz, about how building renovations can cut greenhouse emissions and make you money.

• How do we think about climate change?
• The European Green Deal
• An investment opportunity?
• The renovation rate

#friendswithmoney #michellebaltazar #renovate

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

This week on the Friends with Money Podcast, Money's Editor-in-Chief, Michelle Baltazar, speaks with Capital Advisory's Director of Financial Planning, Michael Miller, and Parker Coles Curtis' Director of Family Law, Catherine Coles, about the financial implications of dating after you retire.

In this episode, we explore:

• Dating after 50 and the financial considerations
• What about inheritance?
• Planning ahead is key - How much does it cost?
• Transparency is important

#friendswithmoney #michellebaltazar #retirement

Subscribe:

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Sometimes renovating isn't enough and you need to start from scratch.

Done wrong, rebuilding can be very costly and take longer than expected - so what's the best way to begin?

This week on the Friends with Money podcast, Money's Michelle Baltazar speaks with Tracie Ellis, the founder and CEO of Renovators Directory, about the steps you need to take to get things done right.

They discuss:

• Who should be part of your A-team
• How to avoid a dodgy builder
• Is the cheapest quote the best way to go?
• What tradies don’t like to do
• How a professional interior designer can save you $$$

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Spending a few minutes of your time researching online can save hundreds of dollars a year on your telecom bills.

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Alex Choros, Managing Editor at Whistle Out, about the best way to save on your mobile and internet expenses.

• How to get the best mobile deal
• What's the best internet offer?
• What's the best time of year to get a great deal?
• What about streaming services?

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

We’ve almost reached the end of another rollercoaster year, but before jumping into 2023, it’s time to take stock of 2022. In this special episode of Friends With Money, Editor-in-Chief Michelle Baltazar catches up with Senior Journalist Tom Watson to unpack the stories which really struck a chord with Money readers (and listeners) during the year, and to talk about the lessons that can be taken from 2022. They discuss:

• Retiring early
• Scams, scams and more scams
• The ins and outs of capital gains tax
• Investor appetite for shares and property
• Avoiding dud super funds
• Electric vehicle incentives

 #friendswithmoney #retiring #super #michellebaltazar #tomwatson

• Listen on Apple Podcasts: https://apple.co/3mV0Cbr
• Listen on Google Podcasts: https://bit.ly/3qGfsoL
• Listen on Spotify: https://spoti.fi/3fSPI2h
• Website: https://moneymag.com.au
• Email: [email protected]