Friends With Money

Getting the most out of your super is easier than you think.

The secret? Show your super account some love!

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Anne Fuchs, Head of advice at Australian Retirement Trust, about the top 4 things you can do to maximise & energise your superannuation.

• Where is the best place to seek financial advice?
• The power of compounding interest
• Top tips to supercharge your super

#friendswithmoney #super #annefuchs

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Ready for summer but not for the higher energy bills that come with it? This week on the Friends With Money podcast, Money’s Tom Watson is joined by author and host of The Joyful Frugalista podcast, Serina Bird, to run through a range of ways that households can cut down their power costs. They discuss:

• Why are energy prices so high and how will they fare in 2023?
• What can households do in the short-term to reduce their summer bills?
• What are the long-term changes households can make?
• Can switching providers help trim your bill?

#friendswithmoney #tomwatson #serinabird #energybills

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Did you know that being organised can help cut down your household costs, but also make you money?

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Mia Northrop, co-author of the book "Life Admin Hacks", about how controlling the chaos in your life can lead to harmony, savings, and financial freedom.

• How do you define life admin and why is it important?
• What are the cost benefits of being organised?
• Are there tools to help you with life admin?

#friendswithmoney #lifeadminhacks #mianorthrop

Links: Life Admin Hacks

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Learning how to interpret data properly can help make you wealthy!  

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Dr Selena Fisk, author and data scientist, about how data & stats can help you better invest and achieve your financial objectives.

In this episode we discuss:

• The challenge of using & understanding data
• The different types of data users
• How can we get better with numbers?
• What is confirmation bias?

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

When can you retire and how much super will you need to live comfortably?

This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Jeremy Lack, Financial Advisor at TelstraSuper, about retirement, Super, and the age pension.

In this episode, we talk about:

• What is the retirement age?
• How much Super do you need to retire?
• Who can access the age pension?
• How to make the most of your Super

Links:

The Association of Superannuation Funds of Australia (ASFA)

TelstraSuper

Australian Age Pension

#friendswithmoney #telstrasuper #jeremylack

Listen on Apple Podcasts: https://apple.co/3mV0Cbr  

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Jeremy Lack is a financial adviser with TelstraSuper Financial Planning ABN 74 097 777 725 and AFS Licence No. 218705. TelstraSuper Financial Planning provides the financial advice service to members of TelstraSuper.

Advice that Jeremy gives is of a general nature and does not take into account the particular circumstances or needs of any specific person. Before you buy any TelstraSuper financial product, you should read the product disclosure statement and the target market determination available on the Fund's website and consult a licensed financial adviser.

It can be easy to simply sit back and let your superannuation accumulate in the background, but even a few small actions and a bit of extra know-how can make all the difference to your balance come retirement.

This week on the Friends With Money podcast, host Tom Watson speaks with Money's Senior Journalist, Vita Palestrant, about the practical steps Australians from their 20s to their 60s and beyond can take to make the most of their super. They discuss:

• Why super matters
• The First Home Super Saver scheme
• Extra contributions
• Super splitting
• The accumulation and pension phases

#friendswithmoney #tomwatson #vitapalestrant #superannuation

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

While millions of Australians have started investing for the first time in recent years, getting to grips with the strategies and terminology involved isn’t always easy. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Pearler Co-Founder Nick Nicolaides to break down some of the basic concepts of investing and talk about simplifying life as an investor.

• Why have so many people started investing?
• What are ETFs, and how to they differ from shares?
• How does automatic investing work?
• What is dollar-cost averaging all about?
• Should new investors worry about dividends?

#friendswithmoney #tomwatson # nicknicolaides #investing

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

The second Federal Budget of 2022 is nearly upon us, but with inflation still climbing and economic uncertainty abounding, what can we expect when Treasurer Jim Chalmers delivers his first budget on October 25? That’s the topic of discussion between host Tom Watson and AMP’s Chief Economist, Dr Shane Oliver, on this week’s episode of the Friends With Money podcast.

• How is the economic landscape looking right now?
• What are we likely to see in the budget?
• Will there be any cost of living support measures?
• What’s happening with the Stage 3 tax cuts?

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Australians have well and truly indulged in their fair share of online shopping over the pandemic period, but what draws us to spend and why does it make us feel good? On this week’s episode of Friends With Money, Money’s Tom Watson is joined by financial therapist Jane Monica-Jones to discuss all things retail therapy. They explore:

• How long has retail therapy been around?
• What makes us want to indulge in it?
• Do you get a bigger rush if you spend more?
• Where is the line between spending as a necessity, and it becoming an addiction?
• What can people do to combat compulsive sending?

If you’re struggling with debt, call the National Debt Helpline on 1800 007 007 to speak to a financial counsellor for free.

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

What kind of role does emotional intelligence play in our ability to make clear and beneficial financial decisions? That’s the question at the heart of this week’s episode of the Friends With Money podcast featuring Money’s Tom Watson and behavioural economist and psychologist, Phil Slade. They discuss:

• What is emotional intelligence?
• Can it help us make better financial decisions?
• Are people with higher emotional intelligence better with money?
• Why does delaying gratification matter?
• How can we improve our emotional intelligence?

#friendswithmoney #tomwatson #philslade #emotionalintelligence

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]