Friends With Money

Water damage to your property can be draining, both financially and emotionally. 

The most important thing to do is to act immediately.

This week on the Friends with Money podcast, Money's Michelle Baltazar chats with Tracie Ellis, the founder and CEO of Renovators Directory, about the steps you need to take to get things back to normal.

They discuss:

• How to identify the issue
• What are the costs?
• Steps for a speedy insurance claim
• The dangers of DIY fixes
• Bonus:  How to get rid of black mould on a budget

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

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Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Interest rates are getting higher and higher, so is now the time to think about switching your home loan? That’s the major question Money’s Tom Watson and Mozo spokesperson Claire Frawley talk through on this week’s episode of Friends With Money. They also discuss:

• How far rates have risen and whether they’ll go higher
• What an average mortgage rate looks like at present
• Other features worth looking out for when refinancing
• The borrowers who might be unable to refinance

#friendswithmoney #refinancing #homeloans #tomwatson #clairefrawley

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

The start of the 2022/23 financial year has brought with it a number of changes, including to superannuation. This week Money’s Tom Watson is joined by freelance journalist Andrew Main to unpack the July 1 changes. In the episode they discuss:

• The updated super guarantee rate
• New entitlements for low-income earners
• Changes for retirees and downsizers
• Tweaks to the First Home Super Saver Scheme

#friendswithmoney #superannuation #super #tomwatson #andrewmain

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

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After relatively smooth sailing last year, global share markets have been knocked about in the first six months of 2022.

To delve into what’s happening and why, Money's Tom Watson sat down with AMP’s Chief Economist and Head of Investment Strategy, Dr Shane Oliver.

In this episode they discuss:

• Which markets and sectors have been hit the hardest
• The reasons behind the volatility
• The short-term outlook
• Tips for investors navigating this environment

#friendswithmoney #tomwatson #shaneoliver #investing

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Ever thought about taking the plunge and starting up a side hustle, or even your own small business?

This week on the Friends with Money Podcast, Money’s Tom Watson is joined by author of The Joyful Startup Guide, Serina Bird, to delve into the practicalities of bringing a business idea to life.

In the episode we discuss:

• The basics of setting up
• How to approach a name and branding
• Options for financing a business  
• Establishing e-commerce
• Bouncing back from mistakes

#friendswithmoney #tomwatson #serinabird #startup

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Is now the time to start buying shares or is the market too volatile?

This week on the Friends With Money podcast, author Roger Kinsky chats with Money's Michelle Baltazar about his new book that explains how novice investors can get started buying shares for the first time.

#friendswithmoney #startingwithshares #rogerkinsky

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

The way people can talk about financial products online is changing thanks to a recent crackdown from ASIC. On this week’s episode of the Friends with Money Podcast, Money's Tom Watson sat down with podcaster and blogger, Dave Gow, to talk through the changes and the fallout. The two discussed:

• What action ASIC has taken and why it cracked down
• The impact on financial blogs and podcasts
• What this means for people seeking financial advice online in the long run

#friendswithmoney #financialadvice #finfluencers #tomwatson #davegow

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

With the end of the financial year drawing close, Money's Tom Watson talks with Mark Chapman from H&R Block about how individuals and small businesses can get organised ahead of tax time. In this episode we discuss:

• How you can prepare for your 2021-22 tax return 
• Tips for maximising your refund
• Actions you can take to make the most of the new financial year

#friendswithmoney #tax #eofy #tomwatson #markchapman

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

We know that the property prices have gone on a wild ride over the past two years, but how have apartment prices fared compared to houses?

Terry Ryder, Residential Property Expert at hotspotting.com.au, joins Money's Tom Watson to talk through the numbers. In the episode we also explore:

• Where are the hot markets for units?
• Are apartments just for younger Australians?
• Will there be any price correction?
• Are units a smart choice for property investors?
• What are the features investors should look out for?

#friendswithmoney #tomwatson #terryryder #property

Listen on Apple Podcasts: https://apple.co/3mV0Cbr

Listen on Google Podcasts: https://bit.ly/3qGfsoL

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au

Email: [email protected]

Several more interest rate hikes are on the cards for this year and the added pressure on the hip pocket may send some into financial distress.

This week on the Friends with Money Podcast, Money's Editor-in-Chief, Michelle Baltazar, speaks with Lending specialist Jack Talbot on how to survive the pending budget crunch.

In this episode we discuss:

• Market reaction to the interest rate rise
• What will happen to the new homeowner?
• Is it all doom and gloom?
• What needs to change to help those in distress?

#friendswithmoney #michellebaltazar #jacktalbot

Subscribe:

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected]