Friends With Money

Are you paying too much for services and utilities?  Is your budget stressing you out?  If so, then it's time to life admin hack your life!

This week on the Friends with money podcast, Life Admin Hacks Author and Podcaster, Mia Northrop, joins Money's Editor-in-Chief, Michelle Baltazar, to chat about the strategy of comparison shopping & reducing stress.

• What is the book about?
• Where can we save big?
• Make the keep me phone call!
• How do you reduce the mental load?
• Managing passwords

Links:

Life Admin Hacks (Book)

Life Admin Hacks (Podcast)

#friendswithmoney #michellebaltazar #mianorthrop

Subscribe:

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

After a forced hiatus on the concert circuit, getting back on the road is a sweet inspiration for this iconic superstar.

This week on the Friends with Money podcast, Money's editor-in-chief Michelle Baltazar chats with singer-songwriter and self-made entrepreneur Kate Ceberano about surviving lockdown, the business of getting back on the road and how she manages her finances.

• COVID's impact on the entertainment industry
• Live streaming, friends and fitness with Kiara
• Painting, fans and NFTs
• Tax deductions and dry cleaning 
• Reserves, independence and quilts
• Property investing

#friendswithmoney #michellebaltazar #kateceberano

Links:

https://www.kateceberano.com/

Subscribe: 

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

In this episode, author Stephen Hunt chats with Money's Editor-in-Chief, Michelle Baltazar, about how he turned a 100-dollar backyard bar into a 100 million dollar pub empire.

We chat about -

• What are some of the key ingredients needed to build a business?
• How to speak lawyer
• What was your first investment?
• What's a pub fund?
• A bit of the Irish luck & being in the right room
• Dress for the job you want

#friendswithmoney #stephenhunt #hotseat

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Have trouble telling the difference between a credit score and a credit report?

In this week’s episode of the Friends with Money podcast Money's Tom Watson is joined by credit reporting expert Geri Cremin to bust some myths about the world of credit.

In today’s episode we get into:

• Why are credit reports and scores important?
• What does a good credit score look like?
• Who monitors your credit history?
• How do you check your own score and is it free?
• How can you improve your credit health and keep your score health

#friendswithmoney #tomwatson #creditscore #gericremin

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Becoming a lawyer is not an easy path to follow, but does being a migrant and a woman add to the complexity of getting to the bar?

This week we continue with our career profile series as Money's Julia Newbould, chats with Barrister Carolina Soto about her journey to reach the bench.

• There's a difference between a Lawyer and a Barrister
• Seeking out mentors is key
• Was heavily pregnant when she wrote the final exam
• Wants to encourage more migrant women to join the bar and eventually become a judge
• Started her own Chambers to create a better work-life balance
• Loves being a mentor to others

#friendswithmoney #julianewbould #careerprofile

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

What's the best approach to get ahead in your job?  This week Money's Julia Newbould speaks with a behavioural economic psychologist, Phil Slade, about the need to make the most out of your earning ability.

• What do you mean by being comfortable with being uncomfortable?
• We run away from discomfort
• The best outcome is tit-for-tat to gain cooperation
• We approach negotiation with scepticism 
• You have to assume that people will be reasonable
• Keep the apes at bay

#friendswithmoney #julianewbould #philslade

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Inheritance can be taxing.  At this difficult time in your life, inheriting the family home, heirlooms, or investments can come with its own set of challenges.

H&R Block's Mark Chapman joins Money's Julia Newbould to discuss what you need to be aware of if you are the beneficiary of a will.

• Does Australia have an inheritance tax?
• Do you have to pay tax if you inherit the family home?
• When it comes to CGT, what are the best choices when dealing with an inheritance of property?
• What is tax-exempt?
• Should you seek advice if making a will?

#friendswithmoney #julianewbould #h&rblock #markchapman

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Getting the best broadband and mobile deal is easier than you think!

This week the Managing editor of WhistleOut, Alex Choros, joins Money's Julia Newbould to explain how to save big on those phone and internet plans.

In today's episode we discuss:

• Why would you change plans?
• How do you find the right plan and provider?
• If you change providers, do you keep your mobile number?
• How do you get out of a bad plan?
• Are family plans beneficial?
• Is 5G home broadband a better deal?
• Can you switch back if you're not happy with your new provider?
• How simple is it to change?

#friendswithmoney #julianewbould #whistleout #alexchoros

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

In a tight spot and need money fast? Why not get a payday loan?

This week on the Friends with Money podcast, Money's Julia Newbould, is joined by financial coach Karen Eley and mortgage broker Marissa Schulze, to discuss why accessing these simple and highly accessible lenders can lead to more debt than you can handle.

We discuss:

• What are payday loans?
• Why are Aussies resorting to these types of loans?
• Can payday loans impact your credit score?
• What are the alternatives?

#friendswithmoney #julianewbould #paydayloans

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected] 

Swapping super funds is easier than you think!  This week Serina Bird, author and host of the podcast, The Joyful Frugalista, chats with Money's Julia Newbould about how easy it is to combine and change your super funds. She was forced to change funds but was still resisting and now wants to let everyone know how easy it is to switch.

Chose an industry fund that had low fees

• Took less than 10 minutes to set up a new fund
•  The time it takes for funds to release super into new accounts can vary
• You can use MyGov to find and combine super accounts

#fwm #serinabird #thejoyfulfrugalista

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au