Friends With Money

What does the 2022-23 Federal Budget have in store for us? On this bonus episode of the Friends with Money podcast Money's Tom Watson sat down with Mark Chapman from H&R Block to chat about some of the features that may emerge from this year’s budget. These include:

• Extending the low and middle income tax offset (LMITO)
• Continuing the temporary full expensing scheme for small businesses
• Changes to the fuel excise
• Introducing a one-off ‘cost of living’ payment

#friendswithmoney #tomwatson #budget2022 #markchapman

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au

What is the great resignation and is it really happening now?  This week Money's Julia Newbould talks with behavioural economist and psychologist, Phil Slade about this recent phenomenon and hears some tips for people who are thinking about leaving their current job.

• Everyone is re-evaluating what they want out of life
• Run to a job not from one
• Appreciate that the way that you leave a job is the way you start a new job

#friendswithmoney #greatresignation

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au

With petrol prices above $2/litre and a bag of groceries costing more each day, what can you do to stay on top of your budget? A finance coach for 17 years shares how his clients are reassessing their savings plan.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with Verante’s Liam Shorte about the pains of the rising cost of living. We discuss:

• Why retirees are holding off their travel plans this year;
• Why the Russia-Ukraine conflict will push food prices for many years;
• Why you need to top up your budget by 20% to cover all your expenses;
• What does a finance coach tell all his clients to achieve a comfortable retirement?

#friendswithmoney #michellebaltazar #costofliving

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au

Email: [email protected]

Have you saved up enough money for retirement?  What happens to your super if you decide to return to the workforce?

This week Money's Managing Editor, Julia Newbould, speaks with Money's Senior Journalist, Vita Palestrant, about superannuation and the complexities of returning to work after retiring.

• Why would you consider unretiring?
• Are most people prepared for retiring, both mentally and financially?
• Is it important to speak with a financial planner regarding your retirement?
• Is there a need to change the rules around retiring and super funds?
• What do you need to do if you return to the workforce?
• What are some of the reasons people may not have enough money to retire on?
• How do you plan to return to the workforce?

#friendswithmoney #julianewbould #unretiring #vitapalestant

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Email: [email protected]

This week on the Friends With Money podcast, Money's Julia Newbould chats with Aware Super's CEO, Deanne Stewart, about the inequities that still exist between genders in the workplace. From lower pay to superannuation discrepancies, just how far have we come in closing the gap?

We discuss -

• What does IWD 2022 mean?
• Have you had to work harder, as a woman, to achieve your successes?
• Has there been a positive change in gender balance over the past few years?
• What lessons have we learned?
• Are women confident in their financial future?

#fwm #julianewbould #IWD2022 #deannestewart #awaresuper

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

What women need to know about money

Tuesday, March 8th, is International Women's Day.  In 2020, are women still behind their male counterparts when it comes to financial planning and investments?

This week, Money's senior journalist, Nicola Field, and financial adviser, Anne Graham, join Money's, Julia Newbould, to discuss the question: When it comes to financial matters, are women left behind when it comes to income, superannuation, and confidence in investing?

We discuss -

• Why focus on women and finance?
• What should women be doing to get in control of their financial well being?
• Are women managing money as effectively as men?
• Is it ever too late to improve your financial situation?
• Why is it important to get advice on your current financial position?
• Are younger women managing money better today than in the past?
• What's the best money advice for women today?

#friendswithmoney #julianewbould #womenandmoney

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Ensuring you are making the most of your investment property.

What are some of the tax breaks you can bank on when renting your investment property?

This week, Mark Chapman from H&R Block joins Money's Julia Newbould to discuss the rules, advantages, and disadvantages of renting your property. We look at the 6-year rule and discuss any COVID exemptions.

We also talk about

• Negative gearing your mortgage
• Tax implications of gearing
• And are the tax rules different if you are living overseas?

#friendswithmoney #julianewbould #markchapman #6yearrule

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h

Website: https://moneymag.com.au 

This week on Friends With Money, we debunk the myths surrounding ESG and get to the heart of whether or not investing in an environmental, socially responsible, and good governance portfolio is worth your time and money.

Money's managing editor, Julia Newbould, is joined by Fidelity's director of sustainable investing, Daniela Jaramillo, to discuss this widely misunderstood method of investing.

We discuss -

• what It is?
• Is it a worthwhile investment strategy?
• How can you compare funds and what are the risks?

#friendswithmoney #julianewbould #esgmyths

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Want to create a healthier and stronger relationship this Valentine's Day? if so, you should go on a money date.

This week financial coach, Karen Eley, joins Money's managing editor, Julia Newbould, to discuss how money dates can put the spice back into your relationship.

We discuss:

• are money dates important to your relationship?
• Is money coaching a good way to reduce financial stress?
• and what money strategies can couples adopt?

#friendswithmoney #julianewbould #moneydates #kareneley

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Listen on Google Podcasts: https://bit.ly/3qGfsoL 

Listen on Spotify: https://spoti.fi/3fSPI2h 

Website: https://moneymag.com.au 

Maths whiz, raconteur, tv personality and author Adam Spencer has just released a new book, Maths 101, to support primary school students and help their parents understand the maths that is required in schools today. The idea for this book came from a friend who'd locked himself in the bathroom and called Adam after his seven-year-old son asked him why 1 wasn't a prime number. Spencer tells us that it’s not the maths that has changed over the years, it’s just the approach. However, he admits that being good at maths doesn’t mean you’re good with money.

He also discusses:

• Why different people approach a maths problem differently
• How practice makes perfect and why Adam loved maths throughout his school years
• His guilty pleasure was chess books it’s now splurging on his partner.

#friendswithmoney #adamspencer #julianewbould #maths101

Link: https://www.moneymag.com.au/adam-spencer-maths-money 

Listen on Apple Podcasts: https://apple.co/3mV0Cbr 

Website: https://moneymag.com.au