Future Rich with Barbara Ginty, CFP®

Happy Friday, Future Rich fam! We're posting fan favorite episodes of the pod during our annual winter break. We'll be back with new episodes in January 2023. 

We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own.

Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Visit Barb's website - Future Rich Podcast

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Happy Friday, Future Rich fam! We're posting fan favorite episodes of the pod during our annual winter break. We'll be back with new episodes in January 2023. 

We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own.

Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/]

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages?

In today's SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship.

Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased the probability of unhappiness in her marriage and put them at a greater risk of divorce. Data from a U.S. National Survey of Families and Households found that those who reported being happy with their marriage declined when a woman earns more than her husband, with the likelihood of divorce increasing by 50%. According to Forbes, this can significantly impact those in high-net-worth marriages since earning a higher income or owning more significant personal assets than your husband makes for special considerations regarding divorce.

Read from our SOURCE HERE.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Visit Barb's website - Future Rich Podcast

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed “tornado” of debt to a much more manageable “rainstorm”. Listen to find out where Monique is at with her savings goals and what her plans are to tackle her remaining debt.

Check out Monique’s original episode (22) of the podcast HERE.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Visit Barb's website - Future Rich Podcast

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

On this week's episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia.

As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant future.

Charlotte was also recently named one of the 100 Top Financial Advisors by Investopedia on 7/11/2022 for 2022. The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.  

In this pod, Charlotte shares the inspirational road she took to become a CFP® and Business Owner, why financial wellness matters so much, and her thoughts on being a CFP® in today's financial climate. 

Learn more about Silver Penny Financial HERE.

Find Charlotte HERE.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Disclaimer: Charlotte Galetka is a Registered Representative and offers securities and advisory services through Lincoln Financial Advisors, a broker-dealer (Member of SIPC) and a Registered Investment Advisor.  Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors Corp. 

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Visit Bara's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

On this week's episode of Future Rich, Barbara Ginty interviews Charlotte Geletka, CFP® CRPC® and Managing Partner and Financial Advisor at Silver Penny Financial based in Atlanta, Georgia.

As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant future.

Charlotte was also recently named one of the 100 Top Financial Advisors by Investopedia [https://www.investopedia.com/top-100-financial-advisors-5323670] on 7/11/2022 for 2022. The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.  

In this pod, Charlotte shares the inspirational road she took to become a CFP® and Business Owner, why financial wellness matters so much, and her thoughts on being a CFP® in today's financial climate. 

Learn more about Silver Penny Financial HERE. [https://www.silverpennyfinancial.com/]

Find Charlotte HERE. [https://www.silverpennyfinancial.com/team/charlotte-geletka]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Disclaimer: Charlotte Galetka is a Registered Representative and offers securities and advisory services through Lincoln Financial Advisors, a broker-dealer (Member of SIPC) and a Registered Investment Advisor.  Silver Penny Financial Planning is a marketing name for registered representatives of Lincoln Financial Advisors Corp. 

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Visit Bara's website - Future Rich Podcast [https://www.futurerichpodcast.com/]

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 32-year-old Melanie!

Melanie lives in Ohio and works as a systems analyst in the healthcare system. Buckle up, because Melanie has a truly incredible mindset when it comes to saving money. She is also debt free, aside from her mortgage, which she splits with her boyfriend.

Listen to learn how Melanie saved over 300K between her brokerage, retirement, emergency fund, goal-based, and core savings. Barbara will also answer some of Melanie’s questions about pensions, brokerage accounts, and mortgage payments.

*HAVE YOU BEEN A GUEST ON THE SHOW?* We would love to follow up with you if you have! Please DM us on Instagram if you're interested. 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Barbara Ginty | Home | Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

Have you ever felt controlled by money in your relationships?

On this week's episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen.

Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve.

In this pod, Kendra shares her deeply personal story about the financial abuse that her ex-boyfriend put her through and what she learned from her experience.

Find Kendra HERE.

Follow Your Breakup Bestie on Instagram.

Listen to the Heal Your Heartbreak Podcast.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Barbara Ginty | Home | Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

Have you ever felt controlled by money in your relationships?

On this week's episode of Future Rich, Barbara Ginty interviews an extra special guest, Kendra Allen.

Kendra Allen is the founder of Breakup Bestie, an online coaching service for women going through a romantic heartbreak. Her mission is to help women see breakups not as an end but as a beautiful opportunity to get to know themselves, love themselves, and rediscover what they want and deserve.

In this pod, Kendra shares her deeply personal story about the financial abuse that her ex-boyfriend put her through and what she learned from her experience.

Find Kendra HERE. [https://www.breakupbestie.com/]

Follow Your Breakup Bestie on Instagram. [https://www.instagram.com/yourbreakupbestie/]

Listen to the Heal Your Heartbreak Podcast. [https://open.spotify.com/show/397zouLeALyp8u65z8eD4K?si=a4a250b3ce2248ce]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

Barbara Ginty | Home | Future Rich Podcast [https://www.futurerichpodcast.com/]

On this week's episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market! 

This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time. 

Listen to learn more about the market and why it might actually be a good time to invest vs. not invest! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Head to our website for FINANCIAL FREEBIES!

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands