Future Rich with Barbara Ginty, CFP®

On this week's episode of Future Rich, join CFP Barbara Ginty for a solo episode all about the state of the market! 

This is probably for the majority of you, your first time experiencing a Bear Market, which is a decline in the market of over 20%. Not only that, but also we have been in the down market for almost a year at this point. This is the first time this has happened in a VERY long time. 

Listen to learn more about the market and why it might actually be a good time to invest vs. not invest! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Head to our website for FINANCIAL FREEBIES! [https://www.futurerichpodcast.com/]

Thanks for listening!

On this week's episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego.

Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals.

Barb and Kennley discuss…

• Traditional vs. Roth IRAs
• How to manage taxes in a high-tax city
• Why it's never too late to set your future self up for financial success
• Sneaky strategies to save more money

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Head to our website for FINANCIAL FREEBIES!

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands

On this week's episode of Future Rich, Barbara Ginty interviews 29-year-old Kennley, who works in the meeting and event planning industry in San Diego.

Kennley has hardly any debt but a lot of anxiety surrounding her savings and how to make her variable budget work for her financial goals.

Barb and Kennley discuss…

* Traditional vs. Roth IRAs

* How to manage taxes in a high-tax city

* Why it's never too late to set your future self up for financial success

* Sneaky strategies to save more money

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Head to our website for FINANCIAL FREEBIES! [https://www.futurerichpodcast.com/]

Thanks for listening!

On this week's episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of August, a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (period.org), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of Forbes 30 under 30, Bloomberg 50 “Ones to Watch” and People Magazine's Women Changing the World.

Barb and Nadya discuss…

• Her journey from the Non-Profit realm to Social Enterprise
• Period Poverty and August’s mission
• Improving your relationship to money after experiencing money trauma

...and so much more!

Find Nadya Here.

Shop August Here.

Follow @itsaugustco on TikTok

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands

On this week's episode of Future Rich, Barbara Ginty interviews Nadya Okamoto. Nadya is the Co-founder and CEO of August [https://www.itsaugust.co/], a lifestyle brand working to reimagine periods. Nadya is also the Founder of PERIOD (period.org [http://period.org/]), an organization fighting to end period poverty and stigma that she founded at the age of 16. She has been recognized on the lists of Forbes 30 under 30 [https://www.forbes.com/profile/nadya-okamoto/], Bloomberg 50 "Ones to Watch" [https://www.bloomberg.com/features/2019-bloomberg-50/] and People Magazine's Women Changing the World [https://people.com/human-interest/meet-peoples-women-changing-the-world-in-2020/?fbclid=IwAR23ZEFuV5OIf4P3Pi6LB8ogN3JlKe99zkQXZQvjoJnBPvJm2LWJj7-qK9c].

Barb and Nadya discuss…

* Her journey from the Non-Profit realm to Social Enterprise

* Period Poverty and August's mission

* Improving your relationship to money after experiencing money trauma

...and so much more!

Find Nadya Here. [https://www.nadyaokamoto.com/]

Shop August Here. [https://www.itsaugust.co/]

Follow @itsaugustco on TikTok [https://www.tiktok.com/@itsaugustco?lang=en]

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie!

Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago. 

Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt. 

She has done a great job of saving 72K in a high-yield savings account and is trying to figure out the best way to pay off her debt... Which is where Barb comes in! 

Listen to find out what specific steps Barbara suggests for Natalie to eliminate her student loan debt and maximize her savings! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season.

✨Future Rich Website✨

✨Future Rich Instagram✨

Rate and review us on Spotify.

Rate and review us on Apple.

Advertising Inquiries: https://redcircle.com/brands

On this episode of Future Rich, Barbara Ginty interviews 28-year-old Natalie!

Natalie is a Designer who recently got married on Zoom (Congrats!!!) and has channeled her inner Barbara by asking for a raise at her current job. She got a 3% raise last year AND a 4% bump a few weeks ago. 

Her biggest financial stresses are that she has 105K in graduate and undergraduate student loan debt spread across 15 different loans, along with 16k in credit card debt. 

She has done a great job of saving 72K in a high-yield savings account and is trying to figure out the best way to pay off her debt... Which is where Barb comes in! 

Listen to find out what specific steps Barbara suggests for Natalie to eliminate her student loan debt and maximize her savings! 

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19].

Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season.

✨Future Rich Website [https://www.futurerichpodcast.com/]✨

✨Future Rich Instagram [https://www.instagram.com/futurerichpodcast/]✨

Rate and review us on Spotify. [https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=495ecf0dd5c24a68]

Rate and review us on Apple. [https://podcasts.apple.com/us/podcast/future-rich/id1343803894]

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially.

Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments! 

FYI! This is a two-part episode! If you haven't listened to Pt. 1 head to the episode before this!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich. Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia, a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time. From moving into a new home AND expecting their first baby, they are going through a lot financially.

Barbara helps Dahlia plan for the unexpected and gives her advice on life insurance, taxes, and investments! 

FYI! This is a two-part episode! If you haven't listened to Pt. 1 head to the episode before this!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/]

Thanks for listening!

FYI! This is a two-part episode! Stay tuned for next week to listen to part two.

In this episode of Future Rich, Barbara Ginty interviews 32-year-old Dahlia.

Dahlia is a Self-Employed Professional Calligrapher. She and her husband are going through a very complicated time in their lives. At the time we recorded this episode, they were in the process of moving into a new house AND expecting their first baby, which was due in five weeks. There are a few curveballs to Dahlia's journey, including her pregnancy being high risk and causing her to have to take more time off of work than she was expecting…

Listen to find out what Barbara’s advice is for Dahlia to find financial stability in the chaos and make sure to listen to part 2 coming out next Friday!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich. Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Follow us on Instagram.

Thanks for listening!

Advertising Inquiries: https://redcircle.com/brands