In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.

Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.

Listen to this episode to learn about Amy's plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

This week we're wrapping up Season 7 of #FutureRich from the Airport! Apologies for the sound quality on this episode, Barbara had to record on the go!

We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2024 go??

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode of Future Rich, our special expert guest is Elizabeth Kaczka!

Elizabeth is an independent luxury travel advisor with Fora, the Bessie Award Finalist for Travel Startup of the Year and one of Fast Company's Most Innovative Companies of the Year.

In this special travel-focused episode, Barb and Elizabeth discuss...

• Elizabeth's transition from a career in medicine to travel planning
• Work-life balance as a travel agent
• Why travel doesn't have to just be for people with higher incomes
• The income potential for travel agents and the various pathways you can take to become one
• ... and more!

Watch this episode on our YouTube channel HERE.

Follow @elizabethkaczkatravel HERE.

Find Elizabeth's website HERE.

If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

In this episode of Future Rich, our special expert guest is Kimberlee Davis, Wealth Manager, Partner, Managing Director, Author, and The Fiscal Feminist.

Kimberlee's mission is to give women the tools and a roadmap to having a healthy relationship with money. She believes that we all have a personal responsibility to ourselves to be financially intentional so we can have control and peace of mind.

In this episode, Kimberlee shares her journey navigating personal finance, working as a lawyer, enduring a long and difficult divorce, and completely rebuilding her life and career at 54.

Some topics Kimberlee and Barb discuss are...

• Why women must take ownership of their finances and recognize the importance of financial literacy
• Rebuilding careers at different stages in life
• The importance of negotiating in both personal and professional spaces
• Why everyone should get a prenup and how they can even be romantic
• ...and more!

Get The Fiscal Feminist book HERE.

Follow @TheFiscalFeminist HERE.

Find Kimberlee Davis HERE.

If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's solo episode of Future Rich, CFP Barbara Guinty discusses the complexities of managing finances in a relationship, specifically using an anonymous AITAH (Am I the A**hole) thread on Reddit as a jumping point.

Here is the start of the Reddit thread for context:

"AITAH for separating my finances from my husband because he keeps lending money to his parents? We've been together for over 9 years, and until this year, the thought of separating our finances never even crossed my mind."

Listen to find out what Barb's takeaways are and if she thinks this Reddit user is wrong for wanting to separate her finances.

If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday Future Rich Fam! In this episode of the pod, CFP Barbara Ginty interviews the lovely Jane!

Jane and her husband both work in sales and have a combined bi-weekly gross pay of $7,550. They have two young children and their monthly expenses total $5,321. They also own two rental properties that bring in an additional $1,400 per month.

Jane is considering a career change and wants to be as financially prepared as possible. Jane and her husband have over $1 million in combined assets, including retirement accounts, a high-yield savings account, and a brokerage account. They have minimal debt, with only mortgages and a car payment.

Jane and Barb discuss...

• Paying down their mortgage
• Reducing Jane's work hours to pursue her passions
• Healthcare costs with two young children
• Different types of life insurance to consider as a married mother of two
• The importance of estate planning
• Early retirement for both Jane and her husband

We hope you enjoy this episode!

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday Future Rich fam! In today's episode, CFP Barbara Ginty interviews the lovely Christina!

Christina is a product designer from Nebraska. She's been the sole income earner in her household while her husband finishes grad school. Christina is looking for advice on transitioning into a dual-income household with new debt, especially since they recently bought a house and have student loans.

We hope you enjoy this episode!

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday Future Rich Fam! In today's episode, CFP Barbara Ginty interviews the fabulous Natasha!

In this episode, Barbara and Natasha discuss the financial implications of parenthood, focusing on essential baby planning. Here are the takeaways from this episode...

• Planning for a baby involves significant financial changes.
• Budgeting for new expenses should start before the baby arrives.
• Childcare costs can be as high as a mortgage payment.
• Start researching childcare options early due to waitlists.
• Having a separate bank account for baby expenses can help manage costs.
• Estate planning is crucial for new parents.
• Life insurance is essential to ensure financial security for the child.
• 529 plans offer flexible saving options for education.
• Using tools like BabyList can simplify the baby registry process.
• It's important to have a healthcare proxy in place before giving birth.

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday Future Rich Fam! In today's episode, CFP Barbara Ginty interviews the lovely Tegan!

Tegan is a strategic communications consultant who started her own consulting practice. She's been in business for almost a year and a half and is earning around $80,000 per year. Tegan is interested in planning for her retirement and wants to ramp down from work before officially retiring.

Tegan currently has saved...

• $183,000 in her IRA
• $74,500 in her Roth IRA
• A Solo 401k with just under $1,000
• $43,000 in non-retirement investments
• $1,300 in crypto

Barbara offers Tegan advice on being flexible with her finances to be better equipped to handle ever-changing circumstances and goals in her life as a small business owner.

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

In today’s episode, CFP Barbara Ginty interviews the marvelous Mia! 

Mia is 39 and lives in the Washington, D.C. area. She works as a Program Manager for the Federal Government. Her annual income is around $102K, and she has a mortgage, credit card debt, and student loans that she is actively working to pay off. Her main goals are to pay off $22K in credit card debt and save enough money for fertility treatments. 

They discuss… 

• Strategies for paying off credit card debt
• Managing expenses while saving for egg freezing. 
• Whether or not Nia should get a roommate 
• Identifying short-term sacrifices that will lead to long-term financial stability

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy