In today's solo episode, CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Megan and Cameron. She discusses inherited IRAs and the decision to buy a home.

These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.

We are starting a "No Spending" challenge for the month of August! Listen to the episode for more details on how to join!

If you'd like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, you can apply here. We only have four spots left open for our 2024 season! We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

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Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

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Happy Friday Future Rich fam! In today's two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the second part of the episode. Please listen to part one of this episode (249) before you listen to today's episode!

Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.

In this episode, Barb and Cameron discuss...

• The different opportunities that exist for young people in personal finance
• How to be financially prepared for homeownership
• Why renting can provide flexibility and allow for a larger net worth
• Why Cameron shouldn't feel pressured into homeownership
• ... and more!

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

Subscribe to our Youtube channel

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Listen to us on Apple Podcasts

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

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Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday Future Rich fam! In today's two-part episode, CFP Barbara Ginty interviews the wonderful Cameron! This is the first part of the episode. Please come back next Friday for part two!

Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt.

In this episode, Barb and Cameron discuss...

• Cameron's plan to pay off her debt and build her emergency savings
• Budgeting for annual expenses and weekend trips
• Saving for long-term financial goals (including a wedding!)
• Her concerns about her current job
• Cameron's passion for personal finance and her interest in potentially becoming a CFP or CPA

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode, CFP Barbara Ginty interviews the lovely Megan who opens up about her experience of unexpectedly getting sick in 2021 and the financial challenges she faced as a result, including depleting her savings. 

Fast forward to 2024, Megan and her husband now have a combined income of around $8,100 per month, $85,000 in savings and $100,000 in an inherited IRA. 

Barb provides Megan with insight regarding her inheritance and retirement planning. They discuss... 

• The tax implications of inherited IRAs 
• Distribution strategies
• Emergency funds
• Supporting Megan's mother in retirement. 
• ... and more!

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!

Subscribe to our Youtube channel

Follow us on TikTok

Follow us on Instagram

Listen to us on Apple Podcasts

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

In this expert episode of the #FutureRich podcast, Barbara Ginty interviews writer and editor Lindsey Stanberry about her newsletter, The Purse, which explores the financial and domestic aspects of women's lives. 

They discuss the two franchises within the newsletter: Home Economics, which focuses on the financial life of a woman and her family, and Division of Labor, which showcases couples with children and their daily routines. 

Barb and Lindsey also touch on... 

• How important communication and division of labor within relationships is
• How emotional managing finances can be 
• How family history influences financial decisions
• The concept of 'enough' in terms of financial goals
• ... and more! 

Find Lindsey HERE

Subscribe to Lindsey's newsletter HERE

Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply HERE!

Subscribe to our channel and give this video a thumbs up if you enjoyed it! 

Follow us on TikTok

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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In this week's episode of Future Rich, CFP Barbara Ginty interviews the lovely Lilith! Lilith is 33, lives in New York City, and makes $89,000 annually working in publishing.

She recently ended a two-and-a-half-year relationship and is at a big crossroads in her personal and financial life.

Lilith and Barb discuss...

• The financial implications of ending a long-term relationship
• Adjusting to being single and reevaluating financial goals and plans
• Prioritizing debt repayment based on interest rates and financial goals
• The challenges and frustrations of dating in New York City
• Moving to a different city
• ... and more!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

In today's solo episode, we're trying something a little different! CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Raquel and Sarah.

These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.

Please let us know if you like this format!

If you'd like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews Sarah, a business owner with multiple entities, no debt, and $700,000 in investments.

Sarah and Barb discuss...

• How Sarah owns a house through an LLC
• How she manages her annual expenses
• Her retirement goals
• Why she is not relying on Social Security
• S-Corp distributions
• ... and more!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! Today's episode is part 2 of Raquel's episode from last week. We recommend you listen to that episode before diving into this one!

For a refresher, Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.

Raquel is now focused on finding stability, exploring new income streams. and retiring early!

Raquel and Barb discuss...

• Avoiding lifestyle creep and ego death
• Early "young" retirement vs traditional "old age" retirement
• Why Social Security is so important

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Raquel! Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy.

Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.

Raquel is now focused on finding stability, exploring new income streams. and retiring early!

Raquel and Barb discuss...

• Her investments and cash accounts
• Her personal loans
• How to consolidate retirement accounts
• Raquel's retirement strategy and Barbara's advice on how to increase her savings

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Follow us on Instagram

Follow us on TikTok

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy