Future Rich with Barbara Ginty, CFP®

🎉 Hello, Lovely Listeners! 🎉

We’re thrilled to kick off the 2025 season of the Future Rich podcast with your favorite host and CFP® Barbara Ginty! In today's introduction episode, Barbara covers our goals for this year along with the new structure of the podcast.

This season, we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning.

Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!

💌 DM us on Instagram (@futurerichpodcast) or apply [here]. Let’s make it happen! ✨ #FutureRichPodcast

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

In today’s THROWBACK episode, CFP Barbara Ginty interviews Evelyn!

Evelyn is 26, lives in North Carolina and works in tech. She just got a promotion and has big travel and life plans that are a bit up in the air.

Barbara and Evelyn discuss...

• Expenses and reimbursements in Tech 
• Increasing retirement savings 
• Converting assets and pro rata rules 
• Health insurance and moving abroad for better healthcare 

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

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In today's THROWBACK episode, CFP Barbara Ginty interviews the wonderful Neet!

Neet lives in Texas (where she doesn't have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35!

In this episode, Neet talks about...

• How she educated herself on saving and investing her money
• Budgeting backwards
• What she plans to spend her money on in the future! 
• ... and more!

Future Rich will return on March 15th, 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, and a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's THROWBACK episode, CFP Barbara Ginty interviews the fabulous Ruthie!

Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she's constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she's had.

Ruthie and Barb discuss...

• Budgeting in one of the most expensive and highly taxed cities
• Renting vs. Buying
• FSA vs. HSA
• Optimizing her taxes
• ... and so much more!

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Today’s THROWBACK episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!

Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals.

Barbara and Carrie discuss...

• If it's worth it for Carrie to have a car when the expenses are holding her back in other ways
• The benefits of owning a home vs renting
• How she can neutralize her housing costs
• ... and so much more!

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Hey Future Rich Fam! In today's THROWBACK Q&A episode, Barbara answers YOUR questions submitted through our Instagram, which if you aren't already following, you should!

We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you're approved for, how and when to share expenses with your partner, and what is different when you're married/engaged, etc.

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In this week's THROWBACK episode, CFP Barbara Ginty interviews the wonderful Penny!

Penny is 37, single, lives in Washington, D.C., and works at a small Residential Interior Design Firm. Penny feels pretty good about her short-term savings and retirement. Where she struggles is with what specific goals she wants to focus on and allocate the rest of her funds on.

In this episode, Barbara and Penny discuss...

• Renting vs. Mortage
• Investing vs. Saving in a High-Yield Savings Account
• What Tax Harvesting is and if she should do it
• The three different money types you should have when you get to retirement
• Disability and Life Insurance

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.

Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.

Listen to this episode to learn about Amy's plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

This week we're wrapping up Season 7 of #FutureRich from the Airport! Apologies for the sound quality on this episode, Barbara had to record on the go!

We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2024 go??

We'll be back in February 2025 with more in-depth personal finance interviews, chats with expert guests, financial freebies, PLUS a few more surprises... Until then, we'll be re-releasing our favorite episodes throughout the years.

We want to hear from you: what types of experts do you want us to interview in 2025? What types of podcast episodes are you interested in?

OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know, you can be anywhere in the world, and we'll make it happen. You can DM us on Instagram (@futurerichpodcast) OR you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday! In today's episode of Future Rich, our special expert guest is Elizabeth Kaczka!

Elizabeth is an independent luxury travel advisor with Fora, the Bessie Award Finalist for Travel Startup of the Year and one of Fast Company's Most Innovative Companies of the Year.

In this special travel-focused episode, Barb and Elizabeth discuss...

• Elizabeth's transition from a career in medicine to travel planning
• Work-life balance as a travel agent
• Why travel doesn't have to just be for people with higher incomes
• The income potential for travel agents and the various pathways you can take to become one
• ... and more!

Watch this episode on our YouTube channel HERE.

Follow @elizabethkaczkatravel HERE.

Find Elizabeth's website HERE.

If you'd like to be an anonymous guest on the podcast for our 2025 season and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!

Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich

Download a free guide today to help plan your financial future!

Subscribe to our YouTube

Follow us on TikTok

Follow us on Instagram

Visit the Future Rich Podcast website for Financial Freebies and Classes

If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.