In this episode of Lykken on Lending, we dive into a groundbreaking development out of Texas that's shaping the future of AI in America. Joined by Steve Kinard and Pavan Agarwal of the AI Innovation Association, we explore the bipartisan momentum behind Senate Bill 1964, a bill that lays the foundation for ethical AI standards in the public sector. From the concept of digital sovereignty to practical frameworks for innovation, this conversation reveals how Texas is setting the pace for responsible AI adoption—balancing progress, ethics, and freedom. If you care about the future of artificial intelligence, free speech, and innovation policy, this is one episode you won't want to miss.