Maria was saving up to freeze her eggs, but some tough financial decisions forced her to change her plans. Competing financial priorities as an adult makes her wonder: travel, own a home or have a kid - does she have to choose just one?

Personal finance and travel expert Barry Choi offers practical advice on how to balance the life you want while also planning for kids. He also talks about the financial and emotional cost he and his partner experienced while going though the IVF process and the real cost of having a kid.

Returning for its third season, "Millennial Money" host and Toronto Star business reporter Ghada Alsharif speaks to fellow millennials about relatable financial dilemmas that are often taboo or embarrassing but that many are grappling with behind closed doors. Alsharif then brings the topic straight to an expert to work out some options.

This episode was produced by Ghada Alsharif, Julia De Laurentiis Johnston, Sean Pattendon, Kevin Sexton and Andrea Varsany

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